Robinhood Cash VisaRobinhood Platinum Card
Issued by Coastal Community Bank
Reviewed by the CardCurator Editorial Team
$1904/year in trackable credits — never leave money on the table
Want to know if this card actually fits your spending?
Start by comparing Robinhood Platinum Card against your strongest alternatives. Use a real statement later only if you need to validate whether your category mix changes the answer.
Before you apply
Use this quick check so you click out only when the offer and fee structure really fit.
- Best fit: strongest ongoing earning is 10x on Hotels through Robinhood Travel.
- Annual fee: $695 charged each year.
- Who should skip: anyone who will not recover the annual fee through ongoing spend, credits, or the welcome bonus.
- What happens next: you will leave CardCurator for the issuer or partner application page in a new tab.
Confirm current issuer terms and approval rules before you submit an application.
Earning Categories
Statement Credits
Up to $30 in January and up to $20 per month February–December at participating restaurants.
Annual statement credit after activating and charging a Function Health membership.
Enrollment RequiredUp to $239 annually at whoop.com through December 31, 2027; activation required.
Enrollment Required$150 each six-month period for flights booked directly with airlines or through Robinhood Travel.
Up to $250 every six months for eligible two-night premium-hotel bookings through Robinhood Travel; qualifying stays also receive a separate $100 property credit.
Up to $20 monthly January–November and $30 in December for qualifying rides booked directly through Waymo.
Card Perks
$369/year est. valueUnlimited lounge visits for the primary cardholder; enrollment required.
Up to $120 for application fees every four years.
Complimentary Robinhood Gold membership.
Sponsored annual membership; enrollment required.
Maximize Your Robinhood Cash Points
Expert tips to get the most value from this program
Program Overview
Robinhood Cash is the rewards program tied to the Robinhood Gold Card. Gold members earn an unlimited 3% cash back on every purchase with no category restrictions, making it one of the highest flat-rate cashback cards available. Non-Gold members earn 1.5% on all purchases. Robinhood Gold membership costs $5/month or $50/year ($4.17/month). The card itself has no annual fee and no foreign transaction fees.
Earning Tips
Robinhood Gold Card earning: - 3% cash back on all purchases (requires active Robinhood Gold subscription at $5/month or $50/year) - 1.5% cash back on all purchases (without Gold membership) - No category restrictions, no caps, no rotating categories Tips: - At $5/month Gold cost, you need $167/month spend ($2,000/year) at 3% to break even versus 1.5% on a no-subscription card - Pairs well as a catch-all 3% card alongside category-specific cards - No foreign transaction fees makes it useful for international travel - Cash back deposits directly into your Robinhood account
Redemption Tips
Cash back is credited directly to your Robinhood brokerage account. You can invest it, withdraw it, or spend it. There is no portal or redemption process — cash back posts automatically to your account.
Card Details
Compare This Card
See how the Robinhood Platinum Card stacks up against other cards side by side — fees, bonuses, earn rates, and more.
Approval Insights
Recent community application data for this card. Issuers make the final decision, but this gives you a public read on how similar applicants have been doing lately.
How to use this
- Use the approval summary as a signal, not a guarantee.
- Combine it with issuer rules like 5/24, Amex lifetime language, and velocity limits.
- Open the full approval page to see recent datapoints, profile bands, and notes.
Most card pages stop at a generic credit-score range. CardCurator layers real community submissions on top of card detail, rewards value, and application strategy.
Frequently Asked Questions
- What is the annual fee for the Robinhood Platinum Card?
- The Robinhood Platinum Card has an annual fee of $695 per year.
- What is the best category to use the Robinhood Platinum Card for?
- The Robinhood Platinum Card earns 10x on Hotels through Robinhood Travel, making it the strongest earning category for this card.
- Does the Robinhood Platinum Card charge foreign transaction fees?
- No, the Robinhood Platinum Card does not charge foreign transaction fees, making it a good choice for international purchases.
- How much are Robinhood Cash cash back worth?
- Robinhood Cash cash back are worth approximately 1.00¢ per point on average, with premium redemptions reaching up to 1.00¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.
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