Amazon Rewards
Estimated value: 1.0¢ per points
Amazon Rewards is the cashback program for Amazon co-branded credit cards issued by Chase. Prime members earn 5% at Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel; 2% at restaurants, gas stations, and local transit/commuting; 1% everywhere else. Non-Prime members earn at lower rates. The program earns cash back that can be applied toward Amazon purchases or redeemed as statement credits. Points do not transfer to airline or hotel programs. Best for: heavy Amazon and Whole Foods shoppers who are Prime members. The 5% back at Amazon and Whole Foods is one of the highest rates available at those merchants.
Cards in This Program
Amazon Business Prime Card
American Express
12,500 points bonus · ~$125 value
Amazon Business Card
American Express
10,000 points bonus · ~$100 value
Prime Visa
Chase
25,000 points bonus · ~$250 value
Amazon Visa
Chase
25,000 points bonus · ~$250 value
1.0¢
per points (baseline)
Cashback (1¢/point equivalent): - Amazon.com purchases: apply at checkout - Statement credit: redeem anytime - Gift cards Best value: apply toward Amazon purchases for seamless checkout. Statement credit is equally valuable. No optimization needed.
Amazon Prime Rewards Visa (Prime required): - 5% at Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel - 2% at restaurants, gas stations, and local transit/commuting - 1% everywhere else Amazon Visa (no Prime required): - 3% at Amazon.com, Amazon Fresh, and Whole Foods Market - 2% at restaurants, gas stations, and drugstores - 1% everywhere else Tips: - Must maintain Prime membership for the 5% earning rate - Stack with other high-earning cards for non-Amazon categories - 5% at Whole Foods makes this an excellent grocery card for Prime members who shop there