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Whole Foods Market

Best Credit Card for Whole Foods Market

Compare the top credit cards to maximize your rewards every time you shop at Whole Foods Market.

Choosing the right card for this category can meaningfully boost your overall rewards return on everyday spending.

Top Pick

Best Pick
Blue Cash Preferred Card from American Express card art
American Express Membership Rewards

Blue Cash Preferred Card from American Express

6x
points per dollar
12.0%
effective return
$95/yr
annual fee
35,000 pts
signup bonus
spend $3,000 in 6mo

6x on U.S. Supermarkets

Note: This card has a $6,000 annual spending cap for U.S. Supermarkets. Earnings above this amount will be at the base rate.

More Good Options

  • Bilt Obsidian Card card art
    Bilt Rewards
    Bilt Obsidian Card
    3x
    pts/dollar
    6.0%
    return

    3x on Groceries

    Learn more →
  • Prime Visa card art
    Amazon Rewards
    Prime Visa
    5x
    pts/dollar
    5.0%
    return

    5x on Whole Foods Market

    Learn more →
  • Aeroplan Card card art
    Air Canada Aeroplan
    Aeroplan Card
    3x
    pts/dollar
    4.7%
    return

    3x on purchases made directly with Air Canada, dining at restaurants, including takeout and eligible delivery services, grocery stores

    Learn more →
  • Citi Strata card art
    Citi ThankYou Points
    Citi Strata
    3x
    pts/dollar
    4.5%
    return

    3x on Supermarkets

    Learn more →

Rewards Calculator

$ / month

Enter a monthly spend amount above to see estimated annual rewards per card.

Common Questions

What is the best credit card to use at Whole Foods Market?

The Blue Cash Preferred Card from American Express is currently the top pick at Whole Foods Market, earning 6x points per dollar — an effective 12.0% return. 6x on U.S. Supermarkets

How many points do I earn at Whole Foods Market per dollar spent?

Top cards earn between 3x and 6x at Whole Foods Market. Leading options include: Blue Cash Preferred Card from American Express (6x), Bilt Obsidian Card (3x), Prime Visa (5x).

Does Whole Foods Market count as whole foods market for credit card rewards?

Whole Foods Market typically falls under the Whole Foods Market category for credit card reward purposes. Cards with a whole foods market spending bonus will earn an elevated rate here. Choosing the right card for this category can meaningfully boost your overall rewards return on everyday spending.

Is there a no-annual-fee card that earns well at Whole Foods Market?

Yes — the Prime Visa has no annual fee and earns 5x at Whole Foods Market (5.0% effective return). 5x on Whole Foods Market