The Rakuten American Express® Card is the best card for DoorDash — it earns 10x and 10x on Rakuten Dining.
Updated May 2026
Best Credit Card for DoorDash
Compare the top credit cards to maximize your rewards every time you shop at DoorDash.
Choosing the right card for DoorDash can meaningfully boost your overall rewards return. The difference between a 1x flat card and the best card for this category can add up to hundreds of dollars in extra rewards per year on regular spending.
How CardCurator ranks this merchant
These rankings use current earn rates, annual fee drag, reward value, and merchant-category fit. They are based on live card data, not a fixed sponsored list.
Top Pick
Rakuten American Express® Card
10x on Rakuten Dining
Application links open an issuer or partner site. CardCurator may earn a referral fee; this does not change the card's listed terms.
Go broader than DoorDash if you are still deciding by spending goal
This merchant page is best when you already care about DoorDash. If you are still choosing the right card for all of your doordash spend, use the category guide or the best-cards hub first.
More Good Options
Bilt RewardsBilt Palladium Card6xpts/dollar12.0%return6x on Dining
About $344/month in DoorDash rewards spend offsets the annual fee, before credits and perks.
Apply for Bilt Palladium CardCurrent welcome offer50,000 points — spend $4,000 in 3 months
Chase Ultimate RewardsChase Freedom Flex5xpts/dollar10.0%return5x on Dining (Q4 2026) - Eligible dining purchases earn 5x during Q4 2026 after activation.
Apply for Chase Freedom FlexCurrent welcome offer25,000 points — spend $500 in 3 months
Citi ThankYou PointsCiti Strata Elite6xpts/dollar9.0%return6x on Restaurants (Citi Nights)
About $551/month in DoorDash rewards spend offsets the annual fee, before credits and perks.
Apply for Citi Strata EliteCurrent welcome offer75,000 points — spend $6,000 in 3 months
American Express Membership RewardsAmerican Express Gold Card4xpts/dollar8.0%return4x on Restaurants (Worldwide)
About $339/month in DoorDash rewards spend offsets the annual fee, before credits and perks.
Apply for American Express Gold CardCurrent welcome offer100,000 points — spend $6,000 in 6 months
Rewards Calculator
Enter a monthly spend amount above to see estimated annual rewards per card.
Quick summary
A short version of the recommendation with the main numbers and tradeoffs.
At DoorDash, Rakuten American Express® Card is currently our top overall pick at 10x, which works out to about 20.0% back based on CardCurator's current point valuations. 10x on Rakuten Dining. If you want a no-annual-fee option, Chase Freedom Flex earns 5x there (10.0% effective return). On $500/month of spend, the top card is worth about $1200/year after its annual fee and before signup bonuses or statement credits. Summary generated May 15, 2026. Source: https://cardcurator.ai/merchant/doordash
- Rakuten American Express® Card: 10x and 20.0% effective return.
- At $500/month, that's about $1200/year after the annual fee and before bonuses.
- Chase Freedom Flex is the best no-annual-fee fallback at 5x, worth about $600/year at the same spend.
- Methodology uses live earn rates, annual fees, and current point valuations.
Common Questions
What is the best credit card to use at DoorDash?
The Rakuten American Express® Card is currently the top pick at DoorDash, earning 10x points per dollar — an effective 20.0% return. 10x on Rakuten Dining
How many points do I earn at DoorDash per dollar spent?
Top cards earn between 4x and 10x at DoorDash. Leading options include: Rakuten American Express® Card (10x), Bilt Palladium Card (6x), Chase Freedom Flex (5x).
Does DoorDash count as doordash for credit card rewards?
DoorDash typically falls under the DoorDash category for credit card reward purposes. Cards with a doordash spending bonus will earn an elevated rate here. Choosing the right card for DoorDash can meaningfully boost your overall rewards return. The difference between a 1x flat card and the best card for this category can add up to hundreds of dollars in extra rewards per year on regular spending.
Is there a no-annual-fee card that earns well at DoorDash?
Yes — the Rakuten American Express® Card has no annual fee and earns 10x at DoorDash (20.0% effective return). 10x on Rakuten Dining
Is a premium card worth the annual fee for DoorDash spending?
The Bilt Palladium Card ($495/yr) earns 6x at DoorDash. At about $344/month in eligible spend, the listed category rewards alone offset the annual fee. Credits and perks can improve that math only when you would use them anyway.
Which card earns the most if I spend $500 per month at DoorDash?
Rakuten American Express® Card: $1200/yr after its annual fee, Bilt Palladium Card: $225/yr after its annual fee, Chase Freedom Flex: $600/yr after its annual fee. At $500/month, Rakuten American Express® Card has the highest estimated net value after its annual fee.
Need a situation-specific recommendation?
Merchant rankings are a good starting point, but the best card can change if you care more about international use, business spending, or lower-friction approval.