The Rakuten American Express® Card is the best card for DoorDash — it earns 10x and 10x on Rakuten Dining.
Updated June 2026
Best Credit Card for DoorDash
Compare the top credit cards to maximize your rewards every time you shop at DoorDash.
Choosing the right card for DoorDash can meaningfully boost your overall rewards return. The difference between a 1x flat card and the best card for this category can add up to hundreds of dollars in extra rewards per year on regular spending.
How CardCurator ranks this merchant
These rankings use current earn rates, annual fee drag, reward value, and merchant-category fit. They are based on live card data, not a fixed sponsored list.
Top Pick
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Citi ThankYou PointsCiti Strata Elite6xpts/dollar9.0%return6x on Restaurants (Citi Nights)
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American Express Membership RewardsAmerican Express Gold Card4xpts/dollar8.0%return4x on Restaurants (Worldwide)
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Rewards Calculator
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Quick summary
A short version of the recommendation with the main numbers and tradeoffs.
At DoorDash, Rakuten American Express® Card is currently our top overall pick at 10x, which works out to about 20.0% back based on CardCurator's current point valuations. 10x on Rakuten Dining. On $500/month of spend, the top card is worth about $1200/year before signup bonuses or statement credits. Summary generated June 29, 2026. Source: https://cardcurator.ai/merchant/doordash
- Rakuten American Express® Card: 10x and 20.0% effective return.
- At $500/month, that's about $1200/year in rewards value before bonuses.
- Rakuten American Express® Card is also the best no-annual-fee option.
- Methodology uses live earn rates, annual fees, and current point valuations.
Common Questions
What is the best credit card to use at DoorDash?
The Rakuten American Express® Card is currently the top pick at DoorDash, earning 10x points per dollar — an effective 20.0% return. 10x on Rakuten Dining
How many points do I earn at DoorDash per dollar spent?
Top cards earn between 4x and 10x at DoorDash. Leading options include: Rakuten American Express® Card (10x), Bilt Palladium Card (6x), Citi Strata Elite (6x).
Does DoorDash count as doordash for credit card rewards?
DoorDash typically falls under the DoorDash category for credit card reward purposes. Cards with a doordash spending bonus will earn an elevated rate here. Choosing the right card for DoorDash can meaningfully boost your overall rewards return. The difference between a 1x flat card and the best card for this category can add up to hundreds of dollars in extra rewards per year on regular spending.
Is there a no-annual-fee card that earns well at DoorDash?
Yes — the Rakuten American Express® Card has no annual fee and earns 10x at DoorDash (20.0% effective return). 10x on Rakuten Dining
Is a premium card worth the annual fee for DoorDash spending?
The Bilt Palladium Card ($495/yr) earns 6x at DoorDash. If you spend $344/month or more there, the category rewards alone offset the annual fee — before counting travel credits and other perks that often exceed $500 in value on premium cards.
Which card earns the most if I spend $500 per month at DoorDash?
Rakuten American Express® Card: $1200/yr, Bilt Palladium Card: $720/yr, Citi Strata Elite: $540/yr. The Rakuten American Express® Card earns the most at $500/month.
Need a situation-specific recommendation?
Merchant rankings are a good starting point, but the best card can change if you care more about international use, business spending, or lower-friction approval.