Card Comparison
United℠ Business Card vs United Explorer
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$150/yr
$150/yr
Foreign Fees
None
None
Signup Bonus
100,000 points
Spend $5,000 in 3 months
85,000 points
Spend $3,000 in 3 months
Top Earn Rates
- United Purchases 2x
- Dining 2x
- Gas Stations 2x
- United Purchases 2x
- Restaurant Purchases 2x
- Hotel Stays 2x
Reward Type
miles
miles
Key Credits
None
- Statement Credit $5
- Statement Credit $50
- Statement Credit $50
- +1 more
Card Perks
- Two United Club One-Time Passes (~$100/yr)
- Free First Checked Bag (~$160/yr)
- Priority Boarding
- +2 more
- 2 United Club one-time passes per year
Transfer Partners
No transfer partners
No transfer partners
Common Questions: United℠ Business Card vs United Explorer
Is the United℠ Business Card or United Explorer better for dining?
United℠ Business Card earns 2x on dining; United Explorer earns 2x on dining. United℠ Business Card wins for dining.
Which has the higher signup bonus in 2026?
United℠ Business Card currently offers 100,000 pts signup bonus (spend $5,000 in 3 months). United Explorer offers 85,000 pts signup bonus (spend $3,000 in 3 months). United℠ Business Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the United℠ Business Card and the United Explorer?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.