The United Club℠ Infinite Card edges out the U.S Bank Business Leverage for most cardholders — it wins on 2 of 4 comparison categories and offers 110,000 pts signup bonus. The U.S Bank Business Leverage is the better choice if you want no or lower annual fee.
U.S Bank Business Leverage vs United Club℠ Infinite Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- U.S. Bank Travel Center 5x
- Top 2 Spending Categories (Automatic) 2x
- All Other Purchases 1x
- United Purchases 5x
- Dining 2x
- All Other Travel 2x
- Global Entry / TSA PreCheck / NEXUS Credit $120
- Renowned Hotels Credit $200
- Rideshare Credit $150
- +3 more
- United Club Membership
- Free First and Second Checked Bags
- Premier Access
- +1 more
Quick summary
A short version of the comparison with the main differences at a glance.
The United Club℠ Infinite Card edges out the U.S Bank Business Leverage for most cardholders — it wins on 2 of 4 comparison categories and offers 110,000 pts signup bonus. The U.S Bank Business Leverage is the better choice if you want no or lower annual fee. On raw upside, United Club℠ Infinite Card tops out at 5x versus 5x for U.S Bank Business Leverage. Current signup bonus values are roughly $750 for U.S Bank Business Leverage and $1100 for United Club℠ Infinite Card. Updated May 30, 2026. Source: https://cardcurator.ai/compare/u-s-bank-business-leverage-vs-united-club
- United Club℠ Infinite Card wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: United Club℠ Infinite Card reaches 5x; U.S Bank Business Leverage reaches 5x.
- Annual fee: United Club℠ Infinite Card is $695/yr; U.S Bank Business Leverage is $95/yr.
- Current public bonus values are approximately $750 and $1100.
Common Questions: U.S Bank Business Leverage vs United Club℠ Infinite Card
Is the U.S Bank Business Leverage or United Club℠ Infinite Card better for dining?
U.S Bank Business Leverage has no dining bonus; United Club℠ Infinite Card earns 2x on dining.
Which has the higher signup bonus in 2026?
U.S Bank Business Leverage currently offers $750 signup bonus (spend $7,500 in 4 months). United Club℠ Infinite Card offers 110,000 pts signup bonus (spend $5,000 in 3 months). United Club℠ Infinite Card has the larger bonus.
Which card is better for international travel?
United Club℠ Infinite Card charges no foreign transaction fees — the better pick for international use. U.S Bank Business Leverage charges 3% on foreign purchases.
Can I hold both the U.S Bank Business Leverage and the United Club℠ Infinite Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. U.S Bank Business Leverage is from U.S. Bank and United Club℠ Infinite Card is from Chase, so they're governed by separate bank policies.