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Card Comparison

The Business Platinum Card from American Express vs U.S Bank Business Leverage

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

The Business Platinum Card from American Express card art
American Express Membership Rewards
The Business Platinum Card from American Express
American Express
More Info
U.S Bank Business Leverage card art
U.S. Bank FlexPerks
U.S Bank Business Leverage
U.S. Bank
More Info
Annual Fee
$895/yr
$95/yr
Foreign Fees
None
3%
Signup Bonus
300,000 points
Spend $20,000 in 3 months
75,000 points
Spend $7,500 in 4 months
Top Earn Rates
  • Flights (Amex Travel) 5x
  • Prepaid Hotels (Amex Travel) 5x
  • Purchases $5,000+ 1.5x
  • U.S. Bank Travel Center 5x
  • Top 2 Spending Categories (Automatic) 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
  • Dell Technologies Credit $200
  • Indeed Credit $360
  • Adobe Credit $150
  • +3 more
None
Card Perks
  • Centurion Lounge Access
  • Priority Pass Select
  • Fine Hotels + Resorts
  • +5 more
None listed
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
No transfer partners

Common Questions: The Business Platinum Card from American Express vs U.S Bank Business Leverage

Is the The Business Platinum Card from American Express or U.S Bank Business Leverage better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

The Business Platinum Card from American Express currently offers 300,000 pts signup bonus (spend $20,000 in 3 months). U.S Bank Business Leverage offers 75,000 pts signup bonus (spend $7,500 in 4 months). The Business Platinum Card from American Express has the larger bonus.

Which card is better for international travel?

The Business Platinum Card from American Express charges no foreign transaction fees — the better pick for international use. U.S Bank Business Leverage charges 3% on foreign purchases.

Can I hold both the The Business Platinum Card from American Express and the U.S Bank Business Leverage?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. The Business Platinum Card from American Express is from American Express and U.S Bank Business Leverage is from U.S. Bank, so they're governed by separate bank policies.