The The Business Platinum Card from American Express edges out the U.S Bank Business Leverage for most cardholders — it wins on 2 of 4 comparison categories and offers 300,000 pts signup bonus. The U.S Bank Business Leverage is the better choice if you want no or lower annual fee.
The Business Platinum Card from American Express vs U.S Bank Business Leverage
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Flights (Amex Travel) 5x
- Prepaid Hotels (Amex Travel) 5x
- Purchases $5,000+ 1.5x
- U.S. Bank Travel Center 5x
- Top 2 Spending Categories (Automatic) 2x
- All Other Purchases 1x
- Dell Technologies Credit $200
- Indeed Credit $360
- Adobe Credit $150
- +4 more
- Centurion Lounge Access
- Priority Pass Select
- Fine Hotels + Resorts
- +5 more
- Flying Blue
- Delta SkyMiles
- JetBlue TrueBlue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Quick summary
A short version of the comparison with the main differences at a glance.
The The Business Platinum Card from American Express edges out the U.S Bank Business Leverage for most cardholders — it wins on 2 of 4 comparison categories and offers 300,000 pts signup bonus. The U.S Bank Business Leverage is the better choice if you want no or lower annual fee. On raw upside, The Business Platinum Card from American Express tops out at 5x versus 5x for U.S Bank Business Leverage. Current signup bonus values are roughly $3000 for The Business Platinum Card from American Express and $750 for U.S Bank Business Leverage. Updated May 30, 2026. Source: https://cardcurator.ai/compare/the-business-platinum-card-from-american-express-vs-u-s-bank-business-leverage
- The Business Platinum Card from American Express wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: The Business Platinum Card from American Express reaches 5x; U.S Bank Business Leverage reaches 5x.
- Annual fee: The Business Platinum Card from American Express is $895/yr; U.S Bank Business Leverage is $95/yr.
- Current public bonus values are approximately $3000 and $750.
Common Questions: The Business Platinum Card from American Express vs U.S Bank Business Leverage
Is the The Business Platinum Card from American Express or U.S Bank Business Leverage better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
The Business Platinum Card from American Express currently offers 300,000 pts signup bonus (spend $20,000 in 3 months). U.S Bank Business Leverage offers $750 signup bonus (spend $7,500 in 4 months). The Business Platinum Card from American Express has the larger bonus.
Which card is better for international travel?
The Business Platinum Card from American Express charges no foreign transaction fees — the better pick for international use. U.S Bank Business Leverage charges 3% on foreign purchases.
Can I hold both the The Business Platinum Card from American Express and the U.S Bank Business Leverage?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. The Business Platinum Card from American Express is from American Express and U.S Bank Business Leverage is from U.S. Bank, so they're governed by separate bank policies.