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Card Comparison

The Business Platinum Card from American Express vs U.S. Bank Business Altitude Power

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

The Business Platinum Card from American Express card art
American Express Membership Rewards
The Business Platinum Card from American Express
American Express
More Info
U.S. Bank Business Altitude Power card art
U.S. Bank FlexPerks
U.S. Bank Business Altitude Power
U.S. Bank
More Info
Annual Fee
$895/yr
$195/yr
Foreign Fees
None
None
Signup Bonus
300,000 points
Spend $20,000 in 3 months
75,000 points
Spend $10,000 in 3 months
Top Earn Rates
  • Flights (Amex Travel) 5x
  • Prepaid Hotels (Amex Travel) 5x
  • Purchases $5,000+ 1.5x
  • Hotels Prepaid 6x
  • Car Rentals 6x
  • Mobile Wallet 2.5x
Reward Type
miles
miles
Key Credits
  • Dell Technologies Credit $200
  • Indeed Credit $360
  • Adobe Credit $150
  • +3 more
None
Card Perks
  • Centurion Lounge Access
  • Priority Pass Select
  • Fine Hotels + Resorts
  • +5 more
  • Priority Pass (~$200/yr)
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
No transfer partners
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Common Questions: The Business Platinum Card from American Express vs U.S. Bank Business Altitude Power

Is the The Business Platinum Card from American Express or U.S. Bank Business Altitude Power better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

The Business Platinum Card from American Express currently offers 300,000 pts signup bonus (spend $20,000 in 3 months). U.S. Bank Business Altitude Power offers 75,000 pts signup bonus (spend $10,000 in 3 months). The Business Platinum Card from American Express has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the The Business Platinum Card from American Express and the U.S. Bank Business Altitude Power?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. The Business Platinum Card from American Express is from American Express and U.S. Bank Business Altitude Power is from U.S. Bank, so they're governed by separate bank policies.