The The Business Platinum Card from American Express edges out the The Platinum Card from American Express for most cardholders — it wins on 2 of 4 comparison categories and offers 300,000 pts signup bonus. The The Platinum Card from American Express is the better choice if you prioritize a different rewards ecosystem.
The Business Platinum Card from American Express vs The Platinum Card from American Express
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Flights (Amex Travel) 5x
- Prepaid Hotels (Amex Travel) 5x
- Purchases $5,000+ 1.5x
- Flights (Direct or Amex Travel) 5x
- Prepaid Hotels (Amex Travel) 5x
- All Other Purchases 1x
- Dell Technologies Credit $200
- Indeed Credit $360
- Adobe Credit $150
- +4 more
- Prepaid Hotel Credit $200
- Uber Cash $15
- Airline Fee Credit $200
- +4 more
- Centurion Lounge Access
- Priority Pass Select
- Fine Hotels + Resorts
- +5 more
- Centurion Lounge Access
- Priority Pass Select
- Delta Sky Club Access
- +6 more
- Flying Blue
- Delta SkyMiles
- JetBlue TrueBlue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
- Flying Blue
- Delta SkyMiles
- JetBlue TrueBlue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Common Questions: The Business Platinum Card from American Express vs The Platinum Card from American Express
Is the The Business Platinum Card from American Express or The Platinum Card from American Express better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
The Business Platinum Card from American Express currently offers 300,000 pts signup bonus (spend $20,000 in 3 months). The Platinum Card from American Express offers 175,000 pts signup bonus (spend $12,000 in 6 months). The Business Platinum Card from American Express has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the The Business Platinum Card from American Express and the The Platinum Card from American Express?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.