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CardCurator — Rewards Intelligence
Card Comparison

TD Cash Credit Card vs TD Double Up Credit Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

TD Cash Credit Card card art
TD Bank Cash Back
TD Cash Credit Card
TD Bank
More Info
TD Double Up Credit Card card art
TD Bank Cash Back
TD Double Up Credit Card
TD Bank
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
3%
3%
Signup Bonus
20,000 points
Spend $1,000 in 3 months
200 points
Spend $1,500 in 3 months
Top Earn Rates
  • One of these categories: Dining, Entertainment, Gas Stations, Grocery Stores and Travel 3x
  • One of these categories: Dining, Entertainment, Gas Stations, Grocery Stores and Travel 2x
  • All Other Purchases 1x
  • All Purchases 2x
Reward Type
cashback
cashback
Key Credits
None
None
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Common Questions: TD Cash Credit Card vs TD Double Up Credit Card

Is the TD Cash Credit Card or TD Double Up Credit Card better for dining?

TD Cash Credit Card earns 3x on dining; TD Double Up Credit Card has no dining bonus.

Which has the higher signup bonus in 2026?

TD Cash Credit Card currently offers 20,000 pts signup bonus (spend $1,000 in 3 months). TD Double Up Credit Card offers 200 pts signup bonus (spend $1,500 in 3 months). Both bonuses are roughly equal in value.

Which card is better for international travel?

Both cards charge foreign transaction fees (TD Cash Credit Card: 3%, TD Double Up Credit Card: 3%). Consider a no-foreign-fee card for international travel.

Can I hold both the TD Cash Credit Card and the TD Double Up Credit Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from TD Bank, so check their specific application rules.