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CardCurator — Rewards Intelligence
Card Comparison

Southwest Premier vs U.S Bank Business Leverage

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Southwest Premier card art
Southwest Rapid Rewards
Southwest Premier
Chase
More Info
U.S Bank Business Leverage card art
U.S. Bank FlexPerks
U.S Bank Business Leverage
U.S. Bank
More Info
Annual Fee
$149/yr
$95/yr
Foreign Fees
None
3%
Signup Bonus
85,000 points
Spend $3,000 in 3 months
75,000 points
Spend $7,500 in 4 months
Top Earn Rates
  • Southwest Purchases 3x
  • Grocery Stores and Restaurants 2x
  • All Other Purchases 1x
  • U.S. Bank Travel Center 5x
  • Top 2 Spending Categories (Automatic) 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
None
Spend Milestones
  • 1,500 Tier Qualifying Points toward A-List status
    After $5,000 spend
No milestones
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Southwest Premier vs U.S Bank Business Leverage

Is the Southwest Premier or U.S Bank Business Leverage better for dining?

Southwest Premier earns 2x on dining; U.S Bank Business Leverage has no dining bonus.

Which has the higher signup bonus in 2026?

Southwest Premier currently offers 85,000 pts signup bonus (spend $3,000 in 3 months). U.S Bank Business Leverage offers 75,000 pts signup bonus (spend $7,500 in 4 months). Southwest Premier has the larger bonus.

Which card is better for international travel?

Southwest Premier charges no foreign transaction fees — the better pick for international use. U.S Bank Business Leverage charges 3% on foreign purchases.

Can I hold both the Southwest Premier and the U.S Bank Business Leverage?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Southwest Premier is from Chase and U.S Bank Business Leverage is from U.S. Bank, so they're governed by separate bank policies.