The United Club℠ Infinite Card edges out the Southwest Premier Business for most cardholders — it wins on 3 of 4 comparison categories and offers 90,000 pts signup bonus earns more (up to 4x vs 3x). The Southwest Premier Business is the better choice if you want no or lower annual fee.
Southwest Premier Business vs United Club℠ Infinite Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Southwest Purchases 3x
- Rapid Rewards Hotel and Car Rental Partners 2x
- All Other Purchases 1x
- United Purchases 4x
- Dining 2x
- Hotel Stays 2x
- Global Entry/TSA PreCheck Credit $120
- IHG Rewards Credit $120
- United Club Membership
- Free First and Second Checked Bags
- Premier Access
- +1 more
- 2,000 Tier Qualifying Points toward A-List statusAfter $5,000 spend
Common Questions: Southwest Premier Business vs United Club℠ Infinite Card
Is the Southwest Premier Business or United Club℠ Infinite Card better for dining?
Southwest Premier Business has no dining bonus; United Club℠ Infinite Card earns 2x on dining.
Which has the higher signup bonus in 2026?
Southwest Premier Business currently offers 60,000 pts signup bonus (spend $3,000 in 3 months). United Club℠ Infinite Card offers 90,000 pts signup bonus (spend $5,000 in 3 months). United Club℠ Infinite Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Southwest Premier Business and the United Club℠ Infinite Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.