The U.S Bank Business Leverage edges out the Southwest Premier Business for most cardholders — it wins on 2 of 4 comparison categories and offers $750 signup bonus earns more (up to 5x vs 3x). The Southwest Premier Business is the better choice if you prioritize a different rewards ecosystem.
Southwest Premier Business vs U.S Bank Business Leverage
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Southwest Purchases 3x
- Rapid Rewards Hotel and Car Rental Partners 2x
- All Other Purchases 1x
- U.S. Bank Travel Center 5x
- Top 2 Spending Categories (Automatic) 2x
- All Other Purchases 1x
- 2,000 Tier Qualifying Points toward A-List statusAfter $5,000 spend
Quick summary
A short version of the comparison with the main differences at a glance.
The U.S Bank Business Leverage edges out the Southwest Premier Business for most cardholders — it wins on 2 of 4 comparison categories and offers $750 signup bonus earns more (up to 5x vs 3x). The Southwest Premier Business is the better choice if you prioritize a different rewards ecosystem. On raw upside, U.S Bank Business Leverage tops out at 5x versus 3x for Southwest Premier Business. Current signup bonus values are roughly $840 for Southwest Premier Business and $750 for U.S Bank Business Leverage. Updated May 30, 2026. Source: https://cardcurator.ai/compare/southwest-premier-business-vs-u-s-bank-business-leverage
- U.S Bank Business Leverage wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: U.S Bank Business Leverage reaches 5x; Southwest Premier Business reaches 3x.
- Annual fee: U.S Bank Business Leverage is $95/yr; Southwest Premier Business is $149/yr.
- Current public bonus values are approximately $840 and $750.
Common Questions: Southwest Premier Business vs U.S Bank Business Leverage
Is the Southwest Premier Business or U.S Bank Business Leverage better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Southwest Premier Business currently offers 60,000 pts signup bonus (spend $3,000 in 3 months). U.S Bank Business Leverage offers $750 signup bonus (spend $7,500 in 4 months). Southwest Premier Business has the larger bonus.
Which card is better for international travel?
Southwest Premier Business charges no foreign transaction fees — the better pick for international use. U.S Bank Business Leverage charges 3% on foreign purchases.
Can I hold both the Southwest Premier Business and the U.S Bank Business Leverage?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Southwest Premier Business is from Chase and U.S Bank Business Leverage is from U.S. Bank, so they're governed by separate bank policies.