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CardCurator — Rewards Intelligence
Card Comparison

Southwest Plus vs U.S Bank Business Leverage

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Southwest Plus card art
Southwest Rapid Rewards
Southwest Plus
Chase
More Info
U.S Bank Business Leverage card art
U.S. Bank FlexPerks
U.S Bank Business Leverage
U.S. Bank
More Info
Annual Fee
$99/yr
$95/yr
Foreign Fees
None
3%
Signup Bonus
85,000 points
Spend $3,000 in 3 months
75,000 points
Spend $7,500 in 4 months
Top Earn Rates
  • Southwest Purchases 2x
  • Gas Stations and Grocery Stores 2x
  • All Other Purchases 1x
  • U.S. Bank Travel Center 5x
  • Top 2 Spending Categories (Automatic) 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
None
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Southwest Plus vs U.S Bank Business Leverage

Is the Southwest Plus or U.S Bank Business Leverage better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Southwest Plus currently offers 85,000 pts signup bonus (spend $3,000 in 3 months). U.S Bank Business Leverage offers 75,000 pts signup bonus (spend $7,500 in 4 months). Southwest Plus has the larger bonus.

Which card is better for international travel?

Southwest Plus charges no foreign transaction fees — the better pick for international use. U.S Bank Business Leverage charges 3% on foreign purchases.

Can I hold both the Southwest Plus and the U.S Bank Business Leverage?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Southwest Plus is from Chase and U.S Bank Business Leverage is from U.S. Bank, so they're governed by separate bank policies.