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CardCurator — Rewards Intelligence
Card Comparison

Southwest Plus vs U.S. Bank Business Altitude Power

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Southwest Plus card art
Southwest Rapid Rewards
Southwest Plus
Chase
More Info
U.S. Bank Business Altitude Power card art
U.S. Bank FlexPerks
U.S. Bank Business Altitude Power
U.S. Bank
More Info
Annual Fee
$99/yr
$195/yr
Foreign Fees
None
None
Signup Bonus
85,000 points
Spend $3,000 in 3 months
75,000 points
Spend $10,000 in 3 months
Top Earn Rates
  • Southwest Purchases 2x
  • Gas Stations and Grocery Stores 2x
  • All Other Purchases 1x
  • Hotels Prepaid 6x
  • Car Rentals 6x
  • Mobile Wallet 2.5x
Reward Type
miles
miles
Key Credits
None
None
Card Perks
None listed
  • Priority Pass (~$200/yr)
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Southwest Plus vs U.S. Bank Business Altitude Power

Is the Southwest Plus or U.S. Bank Business Altitude Power better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Southwest Plus currently offers 85,000 pts signup bonus (spend $3,000 in 3 months). U.S. Bank Business Altitude Power offers 75,000 pts signup bonus (spend $10,000 in 3 months). Southwest Plus has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Southwest Plus and the U.S. Bank Business Altitude Power?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Southwest Plus is from Chase and U.S. Bank Business Altitude Power is from U.S. Bank, so they're governed by separate bank policies.