The U.S. Bank Business Altitude Power edges out the Southwest Plus for most cardholders — it wins on 2 of 4 comparison categories and offers 75,000 pts signup bonus earns more (up to 6x vs 2x). The Southwest Plus is the better choice if you want no or lower annual fee.
Southwest Plus vs U.S. Bank Business Altitude Power
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Southwest Purchases 2x
- Gas Stations and Grocery Stores 2x
- All Other Purchases 1x
- Hotels Prepaid 6x
- Car Rentals 6x
- Mobile Wallet 2.5x
- Priority Pass (~$200/yr)
Quick summary
A short version of the comparison with the main differences at a glance.
The U.S. Bank Business Altitude Power edges out the Southwest Plus for most cardholders — it wins on 2 of 4 comparison categories and offers 75,000 pts signup bonus earns more (up to 6x vs 2x). The Southwest Plus is the better choice if you want no or lower annual fee. On raw upside, U.S. Bank Business Altitude Power tops out at 6x versus 2x for Southwest Plus. Current signup bonus values are roughly $800 for Southwest Plus and $1125 for U.S. Bank Business Altitude Power. Updated May 30, 2026. Source: https://cardcurator.ai/compare/southwest-plus-vs-u-s-bank-business-altitude-power
- U.S. Bank Business Altitude Power wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: U.S. Bank Business Altitude Power reaches 6x; Southwest Plus reaches 2x.
- Annual fee: U.S. Bank Business Altitude Power is $195/yr; Southwest Plus is $99/yr.
- Current public bonus values are approximately $800 and $1125.
Common Questions: Southwest Plus vs U.S. Bank Business Altitude Power
Is the Southwest Plus or U.S. Bank Business Altitude Power better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Southwest Plus currently offers 80,000 pts signup bonus (spend $1,000 in 3 months). U.S. Bank Business Altitude Power offers 75,000 pts signup bonus (spend $10,000 in 3 months). U.S. Bank Business Altitude Power has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Southwest Plus and the U.S. Bank Business Altitude Power?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Southwest Plus is from Chase and U.S. Bank Business Altitude Power is from U.S. Bank, so they're governed by separate bank policies.