The U.S. Bank Business Altitude Connect edges out the Southwest Plus for most cardholders — it wins on 4 of 4 comparison categories and offers 60,000 pts signup bonus earns more (up to 5x vs 2x). The Southwest Plus is the better choice if you prioritize a different rewards ecosystem.
Southwest Plus vs U.S. Bank Business Altitude Connect
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Southwest Purchases 2x
- Gas Stations and Grocery Stores 2x
- All Other Purchases 1x
- Hotels 5x
- Car Rentals 5x
- Travel 4x
- Ride Share $25
- Priority Pass (~$200/yr)
Quick summary
A short version of the comparison with the main differences at a glance.
The U.S. Bank Business Altitude Connect edges out the Southwest Plus for most cardholders — it wins on 4 of 4 comparison categories and offers 60,000 pts signup bonus earns more (up to 5x vs 2x). The Southwest Plus is the better choice if you prioritize a different rewards ecosystem. On raw upside, U.S. Bank Business Altitude Connect tops out at 5x versus 2x for Southwest Plus. Current signup bonus values are roughly $800 for Southwest Plus and $900 for U.S. Bank Business Altitude Connect. Updated May 30, 2026. Source: https://cardcurator.ai/compare/southwest-plus-vs-u-s-bank-business-altitude-connect
- U.S. Bank Business Altitude Connect wins 4 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: U.S. Bank Business Altitude Connect reaches 5x; Southwest Plus reaches 2x.
- Annual fee: U.S. Bank Business Altitude Connect is $95/yr; Southwest Plus is $99/yr.
- Current public bonus values are approximately $800 and $900.
Common Questions: Southwest Plus vs U.S. Bank Business Altitude Connect
Is the Southwest Plus or U.S. Bank Business Altitude Connect better for dining?
Southwest Plus has no dining bonus; U.S. Bank Business Altitude Connect earns 2x on dining.
Which has the higher signup bonus in 2026?
Southwest Plus currently offers 80,000 pts signup bonus (spend $1,000 in 3 months). U.S. Bank Business Altitude Connect offers 60,000 pts signup bonus (spend $6,000 in 6 months). U.S. Bank Business Altitude Connect has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Southwest Plus and the U.S. Bank Business Altitude Connect?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Southwest Plus is from Chase and U.S. Bank Business Altitude Connect is from U.S. Bank, so they're governed by separate bank policies.