The Southwest Performance Business and United Club℠ Infinite Card are closely matched. Southwest Performance Business wins on 2 categories (80,000 pts signup bonus); United Club℠ Infinite Card wins on 2 (110,000 pts signup bonus). The better pick depends on your spending patterns.
Southwest Performance Business vs United Club℠ Infinite Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Southwest Airlines 4x
- Rapid Rewards Hotel and Car Rental Partners 3x
- Social Media and Search Engine Advertising, Internet, Cable and Phone Services 2x
- United Purchases 5x
- Dining 2x
- All Other Travel 2x
- WiFi Credit $8
- Global Entry / TSA PreCheck $100
- Global Entry / TSA PreCheck / NEXUS Credit $120
- Renowned Hotels Credit $200
- Rideshare Credit $150
- +3 more
- Four Upgraded Boardings Per Year
- In-Flight WiFi Credits
- 1,500 Tier Qualifying Points
- +1 more
- United Club Membership
- Free First and Second Checked Bags
- Premier Access
- +1 more
- 1,500 Tier Qualifying Points toward A-List statusAfter $10,000 spend
Quick summary
A short version of the comparison with the main differences at a glance.
The Southwest Performance Business and United Club℠ Infinite Card are closely matched. Southwest Performance Business wins on 2 categories (80,000 pts signup bonus); United Club℠ Infinite Card wins on 2 (110,000 pts signup bonus). The better pick depends on your spending patterns. On raw upside, Southwest Performance Business tops out at 4x versus 5x for United Club℠ Infinite Card. Current signup bonus values are roughly $1120 for Southwest Performance Business and $1100 for United Club℠ Infinite Card. Updated May 30, 2026. Source: https://cardcurator.ai/compare/southwest-performance-business-vs-united-club
- Southwest Performance Business wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Southwest Performance Business reaches 4x; United Club℠ Infinite Card reaches 5x.
- Annual fee: Southwest Performance Business is $299/yr; United Club℠ Infinite Card is $695/yr.
- Current public bonus values are approximately $1120 and $1100.
Common Questions: Southwest Performance Business vs United Club℠ Infinite Card
Is the Southwest Performance Business or United Club℠ Infinite Card better for dining?
Southwest Performance Business has no dining bonus; United Club℠ Infinite Card earns 2x on dining.
Which has the higher signup bonus in 2026?
Southwest Performance Business currently offers 80,000 pts signup bonus (spend $5,000 in 3 months). United Club℠ Infinite Card offers 110,000 pts signup bonus (spend $5,000 in 3 months). Southwest Performance Business has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Southwest Performance Business and the United Club℠ Infinite Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.