The United℠ Business Card edges out the Southwest Performance Business for most cardholders — it wins on 3 of 4 comparison categories and offers $1430 signup bonus. The Southwest Performance Business is the better choice if you prioritize a different rewards ecosystem.
Southwest Performance Business vs United℠ Business Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Southwest Airlines 4x
- Rapid Rewards Hotel and Car Rental Partners 3x
- Social Media and Search Engine Advertising, Internet, Cable and Phone Services 2x
- United Purchases 2x
- Dining 2x
- Gas Stations 2x
- WiFi Credit $8
- Global Entry / TSA PreCheck $100
- United TravelBank Credit $125
- United Hotels Credit $100
- Rideshare Credit $100
- +4 more
- Four Upgraded Boardings Per Year
- In-Flight WiFi Credits
- 1,500 Tier Qualifying Points
- +1 more
- Two United Club One-Time Passes (~$100/yr)
- Free First Checked Bag (~$200/yr)
- Priority Boarding
- +3 more
- 1,500 Tier Qualifying Points toward A-List statusAfter $10,000 spend
- 2 continental U.S. Economy Plus seat upgradesAfter $25,000 spend
Quick summary
A short version of the comparison with the main differences at a glance.
The United℠ Business Card edges out the Southwest Performance Business for most cardholders — it wins on 3 of 4 comparison categories and offers $1430 signup bonus. The Southwest Performance Business is the better choice if you prioritize a different rewards ecosystem. On raw upside, United℠ Business Card tops out at 2x versus 4x for Southwest Performance Business. Current signup bonus values are roughly $1120 for Southwest Performance Business and $1430 for United℠ Business Card. Updated May 30, 2026. Source: https://cardcurator.ai/compare/southwest-performance-business-vs-united-business-card
- United℠ Business Card wins 3 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: United℠ Business Card reaches 2x; Southwest Performance Business reaches 4x.
- Annual fee: United℠ Business Card is $150/yr; Southwest Performance Business is $299/yr.
- Current public bonus values are approximately $1120 and $1430.
Common Questions: Southwest Performance Business vs United℠ Business Card
Is the Southwest Performance Business or United℠ Business Card better for dining?
Southwest Performance Business has no dining bonus; United℠ Business Card earns 2x on dining.
Which has the higher signup bonus in 2026?
Southwest Performance Business currently offers 80,000 pts signup bonus (spend $5,000 in 3 months). United℠ Business Card offers $1430 signup bonus. United℠ Business Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Southwest Performance Business and the United℠ Business Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.