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CardCurator — Rewards Intelligence
Card Comparison

Southwest Performance Business vs United℠ Business Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Southwest Performance Business card art
Southwest Rapid Rewards
Southwest Performance Business
Chase
More Info
United℠ Business Card card art
United MileagePlus
United℠ Business Card
Chase
More Info
Annual Fee
$299/yr
$150/yr
Foreign Fees
None
None
Signup Bonus
80,000 points
Spend $5,000 in 3 months
100,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • Southwest Airlines 4x
  • Rapid Rewards Hotel and Car Rental Partners 3x
  • Social Media and Search Engine Advertising, Internet, Cable and Phone Services 2x
  • United Purchases 2x
  • Dining 2x
  • Gas Stations 2x
Reward Type
miles
miles
Key Credits
  • WiFi Credit $8
  • Global Entry / TSA PreCheck $100
None
Card Perks
  • Four Upgraded Boardings Per Year
  • In-Flight WiFi Credits
  • 1,500 Tier Qualifying Points
  • +1 more
  • Two United Club One-Time Passes (~$100/yr)
  • Free First Checked Bag (~$160/yr)
  • Priority Boarding
  • +2 more
Spend Milestones
  • 1,500 Tier Qualifying Points toward A-List status
    After $10,000 spend
No milestones
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Southwest Performance Business vs United℠ Business Card

Is the Southwest Performance Business or United℠ Business Card better for dining?

Southwest Performance Business has no dining bonus; United℠ Business Card earns 2x on dining.

Which has the higher signup bonus in 2026?

Southwest Performance Business currently offers 80,000 pts signup bonus (spend $5,000 in 3 months). United℠ Business Card offers 100,000 pts signup bonus (spend $5,000 in 3 months). United℠ Business Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Southwest Performance Business and the United℠ Business Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.