The Southwest Performance Business and U.S Bank Business Leverage are closely matched. Southwest Performance Business wins on 2 categories (80,000 pts signup bonus); U.S Bank Business Leverage wins on 2 ($750 signup bonus). The better pick depends on your spending patterns.
Southwest Performance Business vs U.S Bank Business Leverage
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Southwest Airlines 4x
- Rapid Rewards Hotel and Car Rental Partners 3x
- Social Media and Search Engine Advertising, Internet, Cable and Phone Services 2x
- U.S. Bank Travel Center 5x
- Top 2 Spending Categories (Automatic) 2x
- All Other Purchases 1x
- WiFi Credit $8
- Global Entry / TSA PreCheck $100
- Four Upgraded Boardings Per Year
- In-Flight WiFi Credits
- 1,500 Tier Qualifying Points
- +1 more
- 1,500 Tier Qualifying Points toward A-List statusAfter $10,000 spend
Quick summary
A short version of the comparison with the main differences at a glance.
The Southwest Performance Business and U.S Bank Business Leverage are closely matched. Southwest Performance Business wins on 2 categories (80,000 pts signup bonus); U.S Bank Business Leverage wins on 2 ($750 signup bonus). The better pick depends on your spending patterns. On raw upside, Southwest Performance Business tops out at 4x versus 5x for U.S Bank Business Leverage. Current signup bonus values are roughly $1120 for Southwest Performance Business and $750 for U.S Bank Business Leverage. Updated May 30, 2026. Source: https://cardcurator.ai/compare/southwest-performance-business-vs-u-s-bank-business-leverage
- Southwest Performance Business wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Southwest Performance Business reaches 4x; U.S Bank Business Leverage reaches 5x.
- Annual fee: Southwest Performance Business is $299/yr; U.S Bank Business Leverage is $95/yr.
- Current public bonus values are approximately $1120 and $750.
Common Questions: Southwest Performance Business vs U.S Bank Business Leverage
Is the Southwest Performance Business or U.S Bank Business Leverage better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Southwest Performance Business currently offers 80,000 pts signup bonus (spend $5,000 in 3 months). U.S Bank Business Leverage offers $750 signup bonus (spend $7,500 in 4 months). Southwest Performance Business has the larger bonus.
Which card is better for international travel?
Southwest Performance Business charges no foreign transaction fees — the better pick for international use. U.S Bank Business Leverage charges 3% on foreign purchases.
Can I hold both the Southwest Performance Business and the U.S Bank Business Leverage?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Southwest Performance Business is from Chase and U.S Bank Business Leverage is from U.S. Bank, so they're governed by separate bank policies.