The The Business Platinum Card from American Express edges out the Southwest Performance Business for most cardholders — it wins on 3 of 4 comparison categories and offers 300,000 pts signup bonus earns more (up to 5x vs 4x). The Southwest Performance Business is the better choice if you want no or lower annual fee.
Southwest Performance Business vs The Business Platinum Card from American Express
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Southwest Airlines 4x
- Rapid Rewards Hotel and Car Rental Partners 3x
- Social Media and Search Engine Advertising, Internet, Cable and Phone Services 2x
- Flights (Amex Travel) 5x
- Prepaid Hotels (Amex Travel) 5x
- Purchases $5,000+ 1.5x
- WiFi Credit $8
- Global Entry / TSA PreCheck $100
- Dell Technologies Credit $200
- Indeed Credit $360
- Adobe Credit $150
- +4 more
- Four Upgraded Boardings Per Year
- In-Flight WiFi Credits
- 1,500 Tier Qualifying Points
- +1 more
- Centurion Lounge Access
- Priority Pass Select
- Fine Hotels + Resorts
- +5 more
- 1,500 Tier Qualifying Points toward A-List statusAfter $10,000 spend
- Flying Blue
- Delta SkyMiles
- JetBlue TrueBlue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Quick summary
A short version of the comparison with the main differences at a glance.
The The Business Platinum Card from American Express edges out the Southwest Performance Business for most cardholders — it wins on 3 of 4 comparison categories and offers 300,000 pts signup bonus earns more (up to 5x vs 4x). The Southwest Performance Business is the better choice if you want no or lower annual fee. On raw upside, The Business Platinum Card from American Express tops out at 5x versus 4x for Southwest Performance Business. Current signup bonus values are roughly $1120 for Southwest Performance Business and $3000 for The Business Platinum Card from American Express. Updated May 30, 2026. Source: https://cardcurator.ai/compare/southwest-performance-business-vs-the-business-platinum-card-from-american-express
- The Business Platinum Card from American Express wins 3 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: The Business Platinum Card from American Express reaches 5x; Southwest Performance Business reaches 4x.
- Annual fee: The Business Platinum Card from American Express is $895/yr; Southwest Performance Business is $299/yr.
- Current public bonus values are approximately $1120 and $3000.
Common Questions: Southwest Performance Business vs The Business Platinum Card from American Express
Is the Southwest Performance Business or The Business Platinum Card from American Express better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Southwest Performance Business currently offers 80,000 pts signup bonus (spend $5,000 in 3 months). The Business Platinum Card from American Express offers 300,000 pts signup bonus (spend $20,000 in 3 months). The Business Platinum Card from American Express has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Southwest Performance Business and the The Business Platinum Card from American Express?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Southwest Performance Business is from Chase and The Business Platinum Card from American Express is from American Express, so they're governed by separate bank policies.