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CardCurator — Rewards Intelligence
Card Comparison

Southwest Performance Business vs Southwest Plus

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Southwest Performance Business card art
Southwest Rapid Rewards
Southwest Performance Business
Chase
More Info
Southwest Plus card art
Southwest Rapid Rewards
Southwest Plus
Chase
More Info
Annual Fee
$299/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
80,000 points
Spend $5,000 in 3 months
85,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • Southwest Airlines 4x
  • Rapid Rewards Hotel and Car Rental Partners 3x
  • Social Media and Search Engine Advertising, Internet, Cable and Phone Services 2x
  • Southwest Purchases 2x
  • Gas Stations and Grocery Stores 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
  • WiFi Credit $8
  • Global Entry / TSA PreCheck $100
None
Card Perks
  • Four Upgraded Boardings Per Year
  • In-Flight WiFi Credits
  • 1,500 Tier Qualifying Points
  • +1 more
None listed
Spend Milestones
  • 1,500 Tier Qualifying Points toward A-List status
    After $10,000 spend
No milestones
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Southwest Performance Business vs Southwest Plus

Is the Southwest Performance Business or Southwest Plus better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Southwest Performance Business currently offers 80,000 pts signup bonus (spend $5,000 in 3 months). Southwest Plus offers 85,000 pts signup bonus (spend $3,000 in 3 months). Southwest Plus has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Southwest Performance Business and the Southwest Plus?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.