The Royal ONE Plus Visa Signature Credit Card edges out the Southwest Performance Business for most cardholders — it wins on 2 of 4 comparison categories and offers 70,000 pts signup bonus. The Southwest Performance Business is the better choice if you prioritize a different rewards ecosystem.
Royal ONE Plus Visa Signature Credit Card vs Southwest Performance Business
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Royal Caribbean, Celebrity Cruises & Silversea 4x
- Airlines 2x
- Hotels 2x
- Southwest Airlines 4x
- Rapid Rewards Hotel and Car Rental Partners 3x
- Social Media and Search Engine Advertising, Internet, Cable and Phone Services 2x
- Global Entry or TSA PreCheck Credit $120
- WiFi Credit $8
- Global Entry / TSA PreCheck $100
- Four Upgraded Boardings Per Year
- In-Flight WiFi Credits
- 1,500 Tier Qualifying Points
- +1 more
- 1,500 Tier Qualifying Points toward A-List statusAfter $10,000 spend
Common Questions: Royal ONE Plus Visa Signature Credit Card vs Southwest Performance Business
Is the Royal ONE Plus Visa Signature Credit Card or Southwest Performance Business better for dining?
Royal ONE Plus Visa Signature Credit Card earns 2x on dining; Southwest Performance Business has no dining bonus.
Which has the higher signup bonus in 2026?
Royal ONE Plus Visa Signature Credit Card currently offers 70,000 pts signup bonus (spend $3,000 in 3 months). Southwest Performance Business offers 80,000 pts signup bonus (spend $5,000 in 3 months). Southwest Performance Business has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Royal ONE Plus Visa Signature Credit Card and the Southwest Performance Business?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Royal ONE Plus Visa Signature Credit Card is from Bank of America and Southwest Performance Business is from Chase, so they're governed by separate bank policies.