The OpenSky Secured Visa edges out the OpenSky Plus Secured Visa for most cardholders — it wins on 1 of 4 comparison categories and offers no current bonus earns more (up to 10x vs 9.9x). The OpenSky Plus Secured Visa is the better choice if you prioritize a different rewards ecosystem.
OpenSky Plus Secured Visa vs OpenSky Secured Visa
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Select Merchants 9.9x
- All Other Purchases 1x
- Select Merchants 10x
- All Other Purchases 1x
Quick summary
A short version of the comparison with the main differences at a glance.
The OpenSky Secured Visa edges out the OpenSky Plus Secured Visa for most cardholders — it wins on 1 of 4 comparison categories and offers no current bonus earns more (up to 10x vs 9.9x). The OpenSky Plus Secured Visa is the better choice if you prioritize a different rewards ecosystem. On raw upside, OpenSky Secured Visa tops out at 10x versus 9.9x for OpenSky Plus Secured Visa. Current signup bonus values are roughly $0 for OpenSky Plus Secured Visa and $0 for OpenSky Secured Visa. Updated May 30, 2026. Source: https://cardcurator.ai/compare/opensky-plus-secured-visa-vs-opensky-secured-visa
- OpenSky Secured Visa wins 1 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: OpenSky Secured Visa reaches 10x; OpenSky Plus Secured Visa reaches 9.9x.
- Annual fee: OpenSky Secured Visa is no annual fee; OpenSky Plus Secured Visa is no annual fee.
- Current public bonus values are approximately $0 and $0.
Common Questions: OpenSky Plus Secured Visa vs OpenSky Secured Visa
Is the OpenSky Plus Secured Visa or OpenSky Secured Visa better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Neither card has a current public signup bonus. Check the issuers' sites for any targeted offers.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the OpenSky Plus Secured Visa and the OpenSky Secured Visa?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Capital Bank, so check their specific application rules.