Skip to main content
CardCurator — Rewards Intelligence
Card Comparison

OpenSky Plus Secured Visa vs OpenSky Secured Visa

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

OpenSky Plus Secured Visa card art
OpenSky
OpenSky Plus Secured Visa
Capital Bank
More Info
OpenSky Secured Visa card art
OpenSky
OpenSky Secured Visa
Capital Bank
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
None
None
Top Earn Rates
  • Select Merchants 9.9x
  • All Other Purchases 1x
  • Select Merchants 10x
  • All Other Purchases 1x
Reward Type
cashback
cashback
Key Credits
None
None
Open full comparison tool Compare more cards

Common Questions: OpenSky Plus Secured Visa vs OpenSky Secured Visa

Is the OpenSky Plus Secured Visa or OpenSky Secured Visa better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Neither card has a current public signup bonus. Check the issuers' sites for any targeted offers.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the OpenSky Plus Secured Visa and the OpenSky Secured Visa?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Capital Bank, so check their specific application rules.