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CardCurator — Rewards Intelligence
Card Comparison

Marriott Bonvoy Brilliant vs The Ritz Carlton Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Marriott Bonvoy Brilliant card art
Marriott Bonvoy
Marriott Bonvoy Brilliant
American Express
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The Ritz Carlton Card card art
Marriott Bonvoy
The Ritz Carlton Card
Chase
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Annual Fee
$650/yr
$450/yr
Foreign Fees
None
None
Signup Bonus
200,000 points
Spend $6,000 in 6 months
None
Top Earn Rates
  • hotels participating in Marriott Bonvoy 21x
  • Restaurants worldwide 3x
  • Flights booked directly with airlines 3x
  • hotel brands around the world participating in Marriott Bonvoy 6x
  • dining, car rentals and airline purchases 3x
  • All Other Purchases 2x
Reward Type
miles
miles
Key Credits
  • TSA PreCheck/Global Entry Credit $120
  • Marriott Bonvoy Property Credit $100
  • Annual Travel Credit $300
  • Hotel Credit $100
Card Perks
  • Platinum Elite Status
  • 25 Elite Night Cedits
  • The Ritz-Carlton Club Level
Transfer Partners
  • United MileagePlus
  • United MileagePlus
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Common Questions: Marriott Bonvoy Brilliant vs The Ritz Carlton Card

Is the Marriott Bonvoy Brilliant or The Ritz Carlton Card better for dining?

Marriott Bonvoy Brilliant earns 3x on dining; The Ritz Carlton Card earns 3x on dining. Marriott Bonvoy Brilliant wins for dining.

Which has the higher signup bonus in 2026?

Marriott Bonvoy Brilliant currently offers 200,000 pts signup bonus (spend $6,000 in 6 months). The Ritz Carlton Card offers no current bonus. Marriott Bonvoy Brilliant has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Marriott Bonvoy Brilliant and the The Ritz Carlton Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Marriott Bonvoy Brilliant is from American Express and The Ritz Carlton Card is from Chase, so they're governed by separate bank policies.