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Quick Answer

The United Club℠ Infinite Card edges out the Lufthansa Miles & More World Elite for most cardholders — it wins on 3 of 4 comparison categories and offers 110,000 pts signup bonus earns more (up to 5x vs 2x). The Lufthansa Miles & More World Elite is the better choice if you want no or lower annual fee.

Card Comparison

Lufthansa Miles & More World Elite vs United Club℠ Infinite Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Lufthansa Miles & More World Elite card art
Lufthansa Miles & More
Lufthansa Miles & More World Elite
Barclays
More Info
United Club℠ Infinite Card card art
United MileagePlus
United Club℠ Infinite Card
Chase
More Info

Comparison Method

CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.

Annual Fee
$89/yr
$695/yr
Foreign Fees
None
None
Signup Bonus
See issuer
110,000 points
Spend $5,000 in 3 months
was 90k pts
Top Earn Rates
  • Miles & More partner airline tickets 2x
  • All Other Purchases 1x
  • United Purchases 5x
  • Dining 2x
  • All Other Travel 2x
Reward Type
miles
miles
Pts Value
~1.10¢/pt miles · industry est.
~1.30¢/pt miles · industry est.
Key Credits
None
  • Global Entry / TSA PreCheck / NEXUS Credit $120
  • Renowned Hotels Credit $200
  • Rideshare Credit $150
  • +3 more
Card Perks
  • Lounge Access (~$97/yr)
  • United Club Membership
  • Free First and Second Checked Bags
  • Premier Access
  • +1 more
Transfer Partners
No transfer partners
No transfer partners

Quick summary

A short version of the comparison with the main differences at a glance.

The United Club℠ Infinite Card edges out the Lufthansa Miles & More World Elite for most cardholders — it wins on 3 of 4 comparison categories and offers 110,000 pts signup bonus earns more (up to 5x vs 2x). The Lufthansa Miles & More World Elite is the better choice if you want no or lower annual fee. On raw upside, United Club℠ Infinite Card tops out at 5x versus 2x for Lufthansa Miles & More World Elite. Current signup bonus values are roughly $12 for Lufthansa Miles & More World Elite and $1100 for United Club℠ Infinite Card. Updated May 29, 2026. Source: https://cardcurator.ai/compare/lufthansa-miles-more-world-elite-vs-united-club

View source data
Winner
United Club℠ Infinite Card
3/4 categories · up to 5x
Runner-up
Lufthansa Miles & More World Elite
1/4 categories · up to 2x
  • United Club℠ Infinite Card wins 3 of 4 comparison categories in CardCurator's quick verdict model.
  • Top earn rate: United Club℠ Infinite Card reaches 5x; Lufthansa Miles & More World Elite reaches 2x.
  • Annual fee: United Club℠ Infinite Card is $695/yr; Lufthansa Miles & More World Elite is $89/yr.
  • Current public bonus values are approximately $12 and $1100.

Common Questions: Lufthansa Miles & More World Elite vs United Club℠ Infinite Card

Is the Lufthansa Miles & More World Elite or United Club℠ Infinite Card better for dining?

Lufthansa Miles & More World Elite has no dining bonus; United Club℠ Infinite Card earns 2x on dining.

Which has the higher signup bonus in 2026?

Lufthansa Miles & More World Elite currently offers $12 signup bonus. United Club℠ Infinite Card offers 110,000 pts signup bonus (spend $5,000 in 3 months). United Club℠ Infinite Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Lufthansa Miles & More World Elite and the United Club℠ Infinite Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Lufthansa Miles & More World Elite is from Barclays and United Club℠ Infinite Card is from Chase, so they're governed by separate bank policies.