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CardCurator — Rewards Intelligence
Card Comparison

IHG One Rewards Premier Credit Card vs U.S Bank Business Leverage

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

IHG One Rewards Premier Credit Card card art
IHG One Rewards
IHG One Rewards Premier Credit Card
Chase
More Info
U.S Bank Business Leverage card art
U.S. Bank FlexPerks
U.S Bank Business Leverage
U.S. Bank
More Info
Annual Fee
$99/yr
$95/yr
Foreign Fees
None
3%
Signup Bonus
175,000 points
Spend $5,000 in 3 months
75,000 points
Spend $7,500 in 4 months
Top Earn Rates
  • IHG Hotels and Resorts 10x
  • Travel 5x
  • Dining 5x
  • U.S. Bank Travel Center 5x
  • Top 2 Spending Categories (Automatic) 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
  • Statement Credit $100
  • Statement Credit $120
  • Statement Credit $50
None
Card Perks
  • 4th award night free
  • Platinum Elite Status
None listed
Spend Milestones
  • 100 Statement Credit
    After $20,000 spend
  • 10000 points
    After $20,000 spend
No milestones
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: IHG One Rewards Premier Credit Card vs U.S Bank Business Leverage

Is the IHG One Rewards Premier Credit Card or U.S Bank Business Leverage better for dining?

IHG One Rewards Premier Credit Card earns 5x on dining; U.S Bank Business Leverage has no dining bonus.

Which has the higher signup bonus in 2026?

IHG One Rewards Premier Credit Card currently offers 175,000 pts signup bonus (spend $5,000 in 3 months). U.S Bank Business Leverage offers 75,000 pts signup bonus (spend $7,500 in 4 months). IHG One Rewards Premier Credit Card has the larger bonus.

Which card is better for international travel?

IHG One Rewards Premier Credit Card charges no foreign transaction fees — the better pick for international use. U.S Bank Business Leverage charges 3% on foreign purchases.

Can I hold both the IHG One Rewards Premier Credit Card and the U.S Bank Business Leverage?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. IHG One Rewards Premier Credit Card is from Chase and U.S Bank Business Leverage is from U.S. Bank, so they're governed by separate bank policies.