The IHG One Rewards Premier Credit Card edges out the Southwest Performance Business for most cardholders — it wins on 4 of 4 comparison categories and offers 175,000 pts signup bonus earns more (up to 10x vs 4x). The Southwest Performance Business is the better choice if you prioritize a different rewards ecosystem.
IHG One Rewards Premier Credit Card vs Southwest Performance Business
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- IHG Hotels and Resorts 10x
- Travel 5x
- Dining 5x
- Southwest Airlines 4x
- Rapid Rewards Hotel and Car Rental Partners 3x
- Social Media and Search Engine Advertising, Internet, Cable and Phone Services 2x
- Statement Credit $100
- Statement Credit $120
- Statement Credit $50
- WiFi Credit $8
- Global Entry / TSA PreCheck $100
- 4th award night free
- Platinum Elite Status
- Four Upgraded Boardings Per Year
- In-Flight WiFi Credits
- 1,500 Tier Qualifying Points
- +1 more
- 100 Statement CreditAfter $20,000 spend
- 10000 pointsAfter $20,000 spend
- 1,500 Tier Qualifying Points toward A-List statusAfter $10,000 spend
Quick summary
A short version of the comparison with the main differences at a glance.
The IHG One Rewards Premier Credit Card edges out the Southwest Performance Business for most cardholders — it wins on 4 of 4 comparison categories and offers 175,000 pts signup bonus earns more (up to 10x vs 4x). The Southwest Performance Business is the better choice if you prioritize a different rewards ecosystem. On raw upside, IHG One Rewards Premier Credit Card tops out at 10x versus 4x for Southwest Performance Business. Current signup bonus values are roughly $1225 for IHG One Rewards Premier Credit Card and $1120 for Southwest Performance Business. Updated May 30, 2026. Source: https://cardcurator.ai/compare/ihg-one-rewards-premier-credit-card-vs-southwest-performance-business
- IHG One Rewards Premier Credit Card wins 4 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: IHG One Rewards Premier Credit Card reaches 10x; Southwest Performance Business reaches 4x.
- Annual fee: IHG One Rewards Premier Credit Card is $99/yr; Southwest Performance Business is $299/yr.
- Current public bonus values are approximately $1225 and $1120.
Common Questions: IHG One Rewards Premier Credit Card vs Southwest Performance Business
Is the IHG One Rewards Premier Credit Card or Southwest Performance Business better for dining?
IHG One Rewards Premier Credit Card earns 5x on dining; Southwest Performance Business has no dining bonus.
Which has the higher signup bonus in 2026?
IHG One Rewards Premier Credit Card currently offers 175,000 pts signup bonus (spend $5,000 in 3 months). Southwest Performance Business offers 80,000 pts signup bonus (spend $5,000 in 3 months). IHG One Rewards Premier Credit Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the IHG One Rewards Premier Credit Card and the Southwest Performance Business?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.