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First Progress Platinum Prestige Mastercard Secured vs First Progress Platinum Select Mastercard Secured

Compare fees, current offers, and listed rewards. Add your preferences to see which card may fit better.

Headline comparison

First Progress Platinum Select Mastercard Secured leads on the listed facts.

First Progress Platinum Select Mastercard Secured leads on 1 of 4 headline comparisons: annual fee, estimated welcome bonus, highest listed earn rate, and annual listed credits. This is a starting point; category restrictions and the benefits you actually use can change the better fit.

Choose First Progress Platinum Select Mastercard Secured if…

Best if you want to keep annual cost lower.

Choose First Progress Platinum Prestige Mastercard Secured instead if…

Best if this rewards ecosystem fits the cards and travel programs you already use.

Headline comparison · not personalized

This comparison has not assessed your spending or eligibility. Listed credits are potential benefits, not savings; earn-rate caps and redemption choices can change their value.

What leads on the listed facts

  • First Progress Platinum Select Mastercard Secured wins 1 of 4 comparison categories in CardCurator's quick verdict model.
  • Top earn rate: First Progress Platinum Select Mastercard Secured reaches 1x; First Progress Platinum Prestige Mastercard Secured reaches 1x.
  • Annual fee: First Progress Platinum Select Mastercard Secured is $39/yr; First Progress Platinum Prestige Mastercard Secured is $49/yr.
  • Current public bonus values: First Progress Platinum Prestige Mastercard Secured ~$0; First Progress Platinum Select Mastercard Secured ~$0.

Headline comparison · not personalized

This comparison has not assessed your spending or eligibility. Listed credits are potential benefits, not savings; earn-rate caps and redemption choices can change their value.

What happens after you click: if you use an application link, you will go directly to the issuer or affiliate partner. CardCurator may earn a referral fee, but the ranking here is based on card fit first.
First Progress Platinum Prestige Mastercard Secured card art
First Progress
First Progress Platinum Prestige Mastercard Secured
Synovus Bank
More Info
First Progress Platinum Select Mastercard Secured card art
First Progress
First Progress Platinum Select Mastercard Secured
Synovus Bank
More Info

Why you can trust this answer

CardCurator compares measurable card economics first, then uses deeper rewards intelligence from program data, transfer partners, award charts, and live bonuses when a decision depends on the ecosystem behind the card rather than the card headline alone.

Light personalization

Personalize this answer without sharing sensitive data

Start with a few signals that usually decide close matchups: rough monthly spend, your top category, annual-fee tolerance, and whether you already hold either card.

This step is meant to break close ties without asking for uploads, account creation, or exact spending data.

Open Statement Analyzer
Before personalization

First Progress Platinum Select Mastercard Secured

Assumptions: default assumptions

No personal inputs have been applied. Add your spending focus, fee preference, or current cards to explore how the comparison changes.

Annual Fee
$49/yr
$39/yr
Foreign Fees
3%
3%
Signup Bonus
No current bonus
No current bonus
Top Earn Rates
  • All Other Purchases 1x
  • All Other Purchases 1x
Reward Type
cashback
cashback
Pts Value
~1.00¢/pt points · industry est.
~1.00¢/pt points · industry est.
Key Credits
None
None

Quick summary

A short version of the comparison with the main differences at a glance.

First Progress Platinum Select Mastercard Secured leads on 1 of 4 headline comparisons: annual fee, estimated welcome bonus, highest listed earn rate, and annual listed credits. This is a starting point; category restrictions and the benefits you actually use can change the better fit. On raw upside, First Progress Platinum Select Mastercard Secured tops out at 1x versus 1x for First Progress Platinum Prestige Mastercard Secured. Current signup bonus values are roughly $0 for First Progress Platinum Prestige Mastercard Secured and $0 for First Progress Platinum Select Mastercard Secured. Summary generated May 28, 2026. Source: https://cardcurator.ai/compare/first-progress-platinum-prestige-vs-first-progress-platinum-select

View source data
Winner
First Progress Platinum Select Mastercard Secured
1/4 categories · up to 1x
Runner-up
First Progress Platinum Prestige Mastercard Secured
0/4 categories · up to 1x
  • First Progress Platinum Select Mastercard Secured wins 1 of 4 comparison categories in CardCurator's quick verdict model.
  • Top earn rate: First Progress Platinum Select Mastercard Secured reaches 1x; First Progress Platinum Prestige Mastercard Secured reaches 1x.
  • Annual fee: First Progress Platinum Select Mastercard Secured is $39/yr; First Progress Platinum Prestige Mastercard Secured is $49/yr.
  • Current public bonus values: First Progress Platinum Prestige Mastercard Secured ~$0; First Progress Platinum Select Mastercard Secured ~$0.

Common Questions: First Progress Platinum Prestige Mastercard Secured vs First Progress Platinum Select Mastercard Secured

Is the First Progress Platinum Prestige Mastercard Secured or First Progress Platinum Select Mastercard Secured better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Neither card has a current public signup bonus. Check the issuers' sites for any targeted offers.

Which card is better for international travel?

First Progress Platinum Prestige Mastercard Secured: 3% foreign transaction fee. First Progress Platinum Select Mastercard Secured: 3% foreign transaction fee. Check the issuer's current terms before using a card abroad.

Can I hold both the First Progress Platinum Prestige Mastercard Secured and the First Progress Platinum Select Mastercard Secured?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Synovus Bank, so check their specific application rules.

Keep Researching

If this matchup is close, the stronger next step is usually to read the full card reviews or use a broader ranking page instead of comparing random pairs one by one.