Card Comparison
Disney Premier Visa Card vs United Club
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$49/yr
$695/yr
Foreign Fees
None
None
Signup Bonus
40,000 points
Spend $1,000 in 3 months
90,000 points
Spend $5,000 in 3 months
Top Earn Rates
- DisneyPlus.com, Hulu.com or ESPNPlus.com 5x
- Disney Locations in the U.S, gas stations, grocery stores or restaurants 2x
- All Other Purchases 1x
- United Purchases 4x
- Dining 2x
- Hotel Stays 2x
Reward Type
cashback
miles
Key Credits
None
- Global Entry/TSA PreCheck Credit $120
- IHG Rewards Credit $120
Card Perks
None listed
- United Club Membership
- Free First and Second Checked Bags
- Premier Access
- +1 more
Transfer Partners
Cash back only
No transfer partners
Common Questions: Disney Premier Visa Card vs United Club
Is the Disney Premier Visa Card or United Club better for dining?
Disney Premier Visa Card earns 2x on dining; United Club earns 2x on dining. Disney Premier Visa Card wins for dining.
Which has the higher signup bonus in 2026?
Disney Premier Visa Card currently offers 40,000 pts signup bonus (spend $1,000 in 3 months). United Club offers 90,000 pts signup bonus (spend $5,000 in 3 months). United Club has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Disney Premier Visa Card and the United Club?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.