Skip to main content
Quick Answer

The United Club℠ Infinite Card edges out the Disney Premier Visa Card for most cardholders — it wins on 2 of 4 comparison categories and offers 110,000 pts signup bonus. The Disney Premier Visa Card is the better choice if you want no or lower annual fee.

Card Comparison

Disney Premier Visa Card vs United Club℠ Infinite Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Disney Premier Visa Card card art
Disney Reward Dollars
Disney Premier Visa Card
Chase
More Info
United Club℠ Infinite Card card art
United MileagePlus
United Club℠ Infinite Card
Chase
More Info

Comparison Method

CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.

Annual Fee
$49/yr
$695/yr
Foreign Fees
None
None
Signup Bonus
40,000 points
Spend $1,000 in 3 months
110,000 points
Spend $5,000 in 3 months
was 90k pts
Top Earn Rates
  • DisneyPlus.com, Hulu.com or ESPNPlus.com 5x
  • Disney Locations in the U.S, gas stations, grocery stores or restaurants 2x
  • All Other Purchases 1x
  • United Purchases 5x
  • Dining 2x
  • All Other Travel 2x
Reward Type
cashback
miles
Pts Value
~1.00¢/pt reward dollars · industry est.
~1.30¢/pt miles · industry est.
Key Credits
None
  • Global Entry / TSA PreCheck / NEXUS Credit $120
  • Renowned Hotels Credit $200
  • Rideshare Credit $150
  • +3 more
Card Perks
None listed
  • United Club Membership
  • Free First and Second Checked Bags
  • Premier Access
  • +1 more
Transfer Partners
Cash back only
No transfer partners

Common Questions: Disney Premier Visa Card vs United Club℠ Infinite Card

Is the Disney Premier Visa Card or United Club℠ Infinite Card better for dining?

Disney Premier Visa Card earns 2x on dining; United Club℠ Infinite Card earns 2x on dining. Disney Premier Visa Card wins for dining.

Which has the higher signup bonus in 2026?

Disney Premier Visa Card currently offers 40,000 pts signup bonus (spend $1,000 in 3 months). United Club℠ Infinite Card offers 110,000 pts signup bonus (spend $5,000 in 3 months). United Club℠ Infinite Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Disney Premier Visa Card and the United Club℠ Infinite Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.