Skip to main content
CardCurator — Rewards Intelligence
Card Comparison

Discover it Cash Back vs Discover it Secured

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Discover it Cash Back card art
Discover Miles
Discover it Cash Back
Discover
More Info
Discover it Secured card art
Discover Miles
Discover it Secured
Discover
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
See issuer
See issuer
Top Earn Rates
  • Rotating Quarterly Categories 5x
  • All Other Purchases 1x
  • Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, 2x
  • All Other Purchases 1x
Reward Type
cashback
cashback
Key Credits
None
None
Open full comparison tool Compare more cards

Common Questions: Discover it Cash Back vs Discover it Secured

Is the Discover it Cash Back or Discover it Secured better for dining?

Discover it Cash Back has no dining bonus; Discover it Secured earns 2x on dining.

Which has the higher signup bonus in 2026?

Discover it Cash Back currently offers $200 signup bonus. Discover it Secured offers $150 signup bonus. Discover it Cash Back has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Discover it Cash Back and the Discover it Secured?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Discover, so check their specific application rules.