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CardCurator — Rewards Intelligence
Card Comparison

Delta SkyMiles Reserve Business Card vs U.S. Bank Business Altitude Power

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Delta SkyMiles Reserve Business Card card art
Delta SkyMiles
Delta SkyMiles Reserve Business Card
American Express
More Info
U.S. Bank Business Altitude Power card art
U.S. Bank FlexPerks
U.S. Bank Business Altitude Power
U.S. Bank
More Info
Annual Fee
$650/yr
$195/yr
Foreign Fees
None
None
Signup Bonus
125,000 points
Spend $15,000 in 6 months
75,000 points
Spend $10,000 in 3 months
Top Earn Rates
  • Delta Purchases 3x
  • Transit/Rideshares 1.5x
  • U.S. Shipping Providers 1.5x
  • Hotels Prepaid 6x
  • Car Rentals 6x
  • Mobile Wallet 2.5x
Reward Type
miles
miles
Key Credits
  • Statement Credit $10
  • Statement Credit $20
None
Card Perks
  • Delta Sky Club Access
  • First Checked Bag Free
  • Priority Boarding
  • +2 more
  • Priority Pass (~$200/yr)
Spend Milestones
  • Unlimited Delta Sky Club Access
    After $75,000 spend
No milestones
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Delta SkyMiles Reserve Business Card vs U.S. Bank Business Altitude Power

Is the Delta SkyMiles Reserve Business Card or U.S. Bank Business Altitude Power better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Delta SkyMiles Reserve Business Card currently offers 125,000 pts signup bonus (spend $15,000 in 6 months). U.S. Bank Business Altitude Power offers 75,000 pts signup bonus (spend $10,000 in 3 months). Delta SkyMiles Reserve Business Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Delta SkyMiles Reserve Business Card and the U.S. Bank Business Altitude Power?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Delta SkyMiles Reserve Business Card is from American Express and U.S. Bank Business Altitude Power is from U.S. Bank, so they're governed by separate bank policies.