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Card Comparison

Delta SkyMiles Reserve Business Card vs U.S. Bank Business Altitude Connect

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Delta SkyMiles Reserve Business Card card art
Delta SkyMiles
Delta SkyMiles Reserve Business Card
American Express
More Info
U.S. Bank Business Altitude Connect card art
U.S. Bank FlexPerks
U.S. Bank Business Altitude Connect
U.S. Bank
More Info
Annual Fee
$650/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
125,000 points
Spend $15,000 in 6 months
60,000 points
Spend $6,000 in 6 months
Top Earn Rates
  • Delta Purchases 3x
  • Transit/Rideshares 1.5x
  • U.S. Shipping Providers 1.5x
  • Hotels 5x
  • Car Rentals 5x
  • Travel 4x
Reward Type
miles
miles
Key Credits
  • Statement Credit $10
  • Statement Credit $20
  • Ride Share $25
Card Perks
  • Delta Sky Club Access
  • First Checked Bag Free
  • Priority Boarding
  • +2 more
  • Priority Pass (~$200/yr)
Spend Milestones
  • Unlimited Delta Sky Club Access
    After $75,000 spend
No milestones
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Delta SkyMiles Reserve Business Card vs U.S. Bank Business Altitude Connect

Is the Delta SkyMiles Reserve Business Card or U.S. Bank Business Altitude Connect better for dining?

Delta SkyMiles Reserve Business Card has no dining bonus; U.S. Bank Business Altitude Connect earns 2x on dining.

Which has the higher signup bonus in 2026?

Delta SkyMiles Reserve Business Card currently offers 125,000 pts signup bonus (spend $15,000 in 6 months). U.S. Bank Business Altitude Connect offers 60,000 pts signup bonus (spend $6,000 in 6 months). Delta SkyMiles Reserve Business Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Delta SkyMiles Reserve Business Card and the U.S. Bank Business Altitude Connect?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Delta SkyMiles Reserve Business Card is from American Express and U.S. Bank Business Altitude Connect is from U.S. Bank, so they're governed by separate bank policies.