The Delta SkyMiles Reserve Business Card and The Platinum Card from American Express are closely matched. Delta SkyMiles Reserve Business Card wins on 2 categories (125,000 pts signup bonus); The Platinum Card from American Express wins on 2 (175,000 pts signup bonus). The better pick depends on your spending patterns.
Delta SkyMiles Reserve Business Card vs The Platinum Card from American Express
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Delta Purchases 3x
- Transit/Rideshares 1.5x
- U.S. Shipping Providers 1.5x
- Flights (Direct or Amex Travel) 5x
- Prepaid Hotels (Amex Travel) 5x
- All Other Purchases 1x
- Statement Credit $10
- Statement Credit $20
- Prepaid Hotel Credit $200
- Uber Cash $15
- Airline Fee Credit $200
- +4 more
- Delta Sky Club Access
- First Checked Bag Free
- Priority Boarding
- +2 more
- Centurion Lounge Access
- Priority Pass Select
- Delta Sky Club Access
- +6 more
- Unlimited Delta Sky Club AccessAfter $75,000 spend
- Flying Blue
- Delta SkyMiles
- JetBlue TrueBlue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Quick summary
A short version of the comparison with the main differences at a glance.
The Delta SkyMiles Reserve Business Card and The Platinum Card from American Express are closely matched. Delta SkyMiles Reserve Business Card wins on 2 categories (125,000 pts signup bonus); The Platinum Card from American Express wins on 2 (175,000 pts signup bonus). The better pick depends on your spending patterns. On raw upside, Delta SkyMiles Reserve Business Card tops out at 3x versus 5x for The Platinum Card from American Express. Current signup bonus values are roughly $1500 for Delta SkyMiles Reserve Business Card and $35 for The Platinum Card from American Express. Updated May 30, 2026. Source: https://cardcurator.ai/compare/delta-skymiles-reserve-business-card-vs-the-platinum-card-from-american-express
- Delta SkyMiles Reserve Business Card wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Delta SkyMiles Reserve Business Card reaches 3x; The Platinum Card from American Express reaches 5x.
- Annual fee: Delta SkyMiles Reserve Business Card is $650/yr; The Platinum Card from American Express is $895/yr.
- Current public bonus values are approximately $1500 and $35.
Common Questions: Delta SkyMiles Reserve Business Card vs The Platinum Card from American Express
Is the Delta SkyMiles Reserve Business Card or The Platinum Card from American Express better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Delta SkyMiles Reserve Business Card currently offers 125,000 pts signup bonus (spend $15,000 in 6 months). The Platinum Card from American Express offers 175,000 pts signup bonus (spend $12,000 in 6 months). Delta SkyMiles Reserve Business Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Delta SkyMiles Reserve Business Card and the The Platinum Card from American Express?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.