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Card Comparison

Delta SkyMiles Reserve Business Card vs Southwest Premier Business

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Delta SkyMiles Reserve Business Card card art
Delta SkyMiles
Delta SkyMiles Reserve Business Card
American Express
More Info
Southwest Premier Business card art
Southwest Rapid Rewards
Southwest Premier Business
Chase
More Info
Annual Fee
$650/yr
$149/yr
Foreign Fees
None
None
Signup Bonus
125,000 points
Spend $15,000 in 6 months
60,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • Delta Purchases 3x
  • Transit/Rideshares 1.5x
  • U.S. Shipping Providers 1.5x
  • Southwest Purchases 3x
  • Rapid Rewards Hotel and Car Rental Partners 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
  • Statement Credit $10
  • Statement Credit $20
None
Card Perks
  • Delta Sky Club Access
  • First Checked Bag Free
  • Priority Boarding
  • +2 more
None listed
Spend Milestones
  • Unlimited Delta Sky Club Access
    After $75,000 spend
  • 2,000 Tier Qualifying Points toward A-List status
    After $5,000 spend
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Delta SkyMiles Reserve Business Card vs Southwest Premier Business

Is the Delta SkyMiles Reserve Business Card or Southwest Premier Business better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Delta SkyMiles Reserve Business Card currently offers 125,000 pts signup bonus (spend $15,000 in 6 months). Southwest Premier Business offers 60,000 pts signup bonus (spend $3,000 in 3 months). Delta SkyMiles Reserve Business Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Delta SkyMiles Reserve Business Card and the Southwest Premier Business?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Delta SkyMiles Reserve Business Card is from American Express and Southwest Premier Business is from Chase, so they're governed by separate bank policies.