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Quick Answer

The Delta SkyMiles Platinum Business Card and Southwest Performance Business are closely matched. Delta SkyMiles Platinum Business Card wins on 2 categories (100,000 pts signup bonus); Southwest Performance Business wins on 2 (80,000 pts signup bonus). The better pick depends on your spending patterns.

Card Comparison

Delta SkyMiles Platinum Business Card vs Southwest Performance Business

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

 Delta SkyMiles Platinum Business Card card art
Delta SkyMiles
Delta SkyMiles Platinum Business Card
American Express
More Info
Southwest Performance Business card art
Southwest Rapid Rewards
Southwest Performance Business
Chase
More Info

Comparison Method

CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.

Annual Fee
$350/yr
$299/yr
Foreign Fees
None
None
Signup Bonus
100,000 points
Spend $8,000 in 6 months
was 110k pts
80,000 points
Spend $5,000 in 3 months
was 120k pts
Top Earn Rates
  • Delta Purchases 3x
  • Large Purchases 3x
  • Advertising 2x
  • Southwest Airlines 4x
  • Rapid Rewards Hotel and Car Rental Partners 3x
  • Social Media and Search Engine Advertising, Internet, Cable and Phone Services 2x
Reward Type
miles
miles
Pts Value
~1.20¢/pt miles · industry est.
~1.40¢/pt points · industry est.
Key Credits
  • In-Flight Purchases Credit $100
  • CLEAR Plus Credit $189
  • Uber One Membership $10
  • WiFi Credit $8
  • Global Entry / TSA PreCheck $100
Card Perks
  • First Checked Bag Free
  • Priority Boarding
  • Companion Certificate
  • +1 more
  • Four Upgraded Boardings Per Year
  • In-Flight WiFi Credits
  • 1,500 Tier Qualifying Points
  • +1 more
Spend Milestones
No milestones
  • 1,500 Tier Qualifying Points toward A-List status
    After $10,000 spend
Transfer Partners
No transfer partners
No transfer partners

Quick summary

A short version of the comparison with the main differences at a glance.

The Delta SkyMiles Platinum Business Card and Southwest Performance Business are closely matched. Delta SkyMiles Platinum Business Card wins on 2 categories (100,000 pts signup bonus); Southwest Performance Business wins on 2 (80,000 pts signup bonus). The better pick depends on your spending patterns. On raw upside, Delta SkyMiles Platinum Business Card tops out at 3x versus 4x for Southwest Performance Business. Current signup bonus values are roughly $1200 for Delta SkyMiles Platinum Business Card and $1120 for Southwest Performance Business. Updated May 30, 2026. Source: https://cardcurator.ai/compare/delta-skymiles-platinum-business-card-vs-southwest-performance-business

View source data
Winner
Delta SkyMiles Platinum Business Card
2/4 categories · up to 3x
Runner-up
Southwest Performance Business
2/4 categories · up to 4x
  • Delta SkyMiles Platinum Business Card wins 2 of 4 comparison categories in CardCurator's quick verdict model.
  • Top earn rate: Delta SkyMiles Platinum Business Card reaches 3x; Southwest Performance Business reaches 4x.
  • Annual fee: Delta SkyMiles Platinum Business Card is $350/yr; Southwest Performance Business is $299/yr.
  • Current public bonus values are approximately $1200 and $1120.

Common Questions: Delta SkyMiles Platinum Business Card vs Southwest Performance Business

Is the Delta SkyMiles Platinum Business Card or Southwest Performance Business better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Delta SkyMiles Platinum Business Card currently offers 100,000 pts signup bonus (spend $8,000 in 6 months). Southwest Performance Business offers 80,000 pts signup bonus (spend $5,000 in 3 months). Delta SkyMiles Platinum Business Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Delta SkyMiles Platinum Business Card and the Southwest Performance Business?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Delta SkyMiles Platinum Business Card is from American Express and Southwest Performance Business is from Chase, so they're governed by separate bank policies.