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CardCurator — Rewards Intelligence
Card Comparison

Delta SkyMiles Gold Business Card vs United Explorer

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Delta SkyMiles Gold Business Card card art
Delta SkyMiles
Delta SkyMiles Gold Business Card
American Express
More Info
United Explorer card art
United MileagePlus
United Explorer
Chase
More Info
Annual Fee
$150/yr
$150/yr
Foreign Fees
None
None
Signup Bonus
90,000 points
Spend $4,000 in 6 months
85,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • Delta Purchases 3x
  • Advertising 2x
  • Restaurants 2x
  • United Purchases 2x
  • Restaurant Purchases 2x
  • Hotel Stays 2x
Reward Type
miles
miles
Key Credits
None
  • Statement Credit $5
  • Statement Credit $50
  • Statement Credit $50
  • +1 more
Card Perks
None listed
  • 2 United Club one-time passes per year
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Delta SkyMiles Gold Business Card vs United Explorer

Is the Delta SkyMiles Gold Business Card or United Explorer better for dining?

Delta SkyMiles Gold Business Card earns 2x on dining; United Explorer earns 2x on dining. Delta SkyMiles Gold Business Card wins for dining.

Which has the higher signup bonus in 2026?

Delta SkyMiles Gold Business Card currently offers 90,000 pts signup bonus (spend $4,000 in 6 months). United Explorer offers 85,000 pts signup bonus (spend $3,000 in 3 months). United Explorer has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Delta SkyMiles Gold Business Card and the United Explorer?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Delta SkyMiles Gold Business Card is from American Express and United Explorer is from Chase, so they're governed by separate bank policies.