The United Club℠ Infinite Card edges out the Delta SkyMiles Gold Business Card for most cardholders — it wins on 3 of 4 comparison categories and offers 110,000 pts signup bonus earns more (up to 5x vs 3x). The Delta SkyMiles Gold Business Card is the better choice if you want no or lower annual fee.
Delta SkyMiles Gold Business Card vs United Club℠ Infinite Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Delta Purchases 3x
- Advertising 2x
- Restaurants 2x
- United Purchases 5x
- Dining 2x
- All Other Travel 2x
- Global Entry / TSA PreCheck / NEXUS Credit $120
- Renowned Hotels Credit $200
- Rideshare Credit $150
- +3 more
- United Club Membership
- Free First and Second Checked Bags
- Premier Access
- +1 more
Quick summary
A short version of the comparison with the main differences at a glance.
The United Club℠ Infinite Card edges out the Delta SkyMiles Gold Business Card for most cardholders — it wins on 3 of 4 comparison categories and offers 110,000 pts signup bonus earns more (up to 5x vs 3x). The Delta SkyMiles Gold Business Card is the better choice if you want no or lower annual fee. On raw upside, United Club℠ Infinite Card tops out at 5x versus 3x for Delta SkyMiles Gold Business Card. Current signup bonus values are roughly $1080 for Delta SkyMiles Gold Business Card and $1100 for United Club℠ Infinite Card. Updated May 30, 2026. Source: https://cardcurator.ai/compare/delta-skymiles-gold-business-card-vs-united-club
- United Club℠ Infinite Card wins 3 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: United Club℠ Infinite Card reaches 5x; Delta SkyMiles Gold Business Card reaches 3x.
- Annual fee: United Club℠ Infinite Card is $695/yr; Delta SkyMiles Gold Business Card is $150/yr.
- Current public bonus values are approximately $1080 and $1100.
Common Questions: Delta SkyMiles Gold Business Card vs United Club℠ Infinite Card
Is the Delta SkyMiles Gold Business Card or United Club℠ Infinite Card better for dining?
Delta SkyMiles Gold Business Card earns 2x on dining; United Club℠ Infinite Card earns 2x on dining. Delta SkyMiles Gold Business Card wins for dining.
Which has the higher signup bonus in 2026?
Delta SkyMiles Gold Business Card currently offers 90,000 pts signup bonus (spend $4,000 in 6 months). United Club℠ Infinite Card offers 110,000 pts signup bonus (spend $5,000 in 3 months). United Club℠ Infinite Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Delta SkyMiles Gold Business Card and the United Club℠ Infinite Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Delta SkyMiles Gold Business Card is from American Express and United Club℠ Infinite Card is from Chase, so they're governed by separate bank policies.