The Delta SkyMiles Gold Business Card and Southwest Premier Business are closely matched. Delta SkyMiles Gold Business Card wins on 1 categories (90,000 pts signup bonus); Southwest Premier Business wins on 1 (60,000 pts signup bonus). The better pick depends on your spending patterns.
Delta SkyMiles Gold Business Card vs Southwest Premier Business
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Delta Purchases 3x
- Advertising 2x
- Restaurants 2x
- Southwest Purchases 3x
- Rapid Rewards Hotel and Car Rental Partners 2x
- All Other Purchases 1x
- 2,000 Tier Qualifying Points toward A-List statusAfter $5,000 spend
Quick summary
A short version of the comparison with the main differences at a glance.
The Delta SkyMiles Gold Business Card and Southwest Premier Business are closely matched. Delta SkyMiles Gold Business Card wins on 1 categories (90,000 pts signup bonus); Southwest Premier Business wins on 1 (60,000 pts signup bonus). The better pick depends on your spending patterns. On raw upside, Delta SkyMiles Gold Business Card tops out at 3x versus 3x for Southwest Premier Business. Current signup bonus values are roughly $1080 for Delta SkyMiles Gold Business Card and $840 for Southwest Premier Business. Updated May 30, 2026. Source: https://cardcurator.ai/compare/delta-skymiles-gold-business-card-vs-southwest-premier-business
- Delta SkyMiles Gold Business Card wins 1 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Delta SkyMiles Gold Business Card reaches 3x; Southwest Premier Business reaches 3x.
- Annual fee: Delta SkyMiles Gold Business Card is $150/yr; Southwest Premier Business is $149/yr.
- Current public bonus values are approximately $1080 and $840.
Common Questions: Delta SkyMiles Gold Business Card vs Southwest Premier Business
Is the Delta SkyMiles Gold Business Card or Southwest Premier Business better for dining?
Delta SkyMiles Gold Business Card earns 2x on dining; Southwest Premier Business has no dining bonus.
Which has the higher signup bonus in 2026?
Delta SkyMiles Gold Business Card currently offers 90,000 pts signup bonus (spend $4,000 in 6 months). Southwest Premier Business offers 60,000 pts signup bonus (spend $3,000 in 3 months). Delta SkyMiles Gold Business Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Delta SkyMiles Gold Business Card and the Southwest Premier Business?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Delta SkyMiles Gold Business Card is from American Express and Southwest Premier Business is from Chase, so they're governed by separate bank policies.