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CardCurator — Rewards Intelligence
Card Comparison

Delta SkyMiles Gold Business Card vs Southwest Premier

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Delta SkyMiles Gold Business Card card art
Delta SkyMiles
Delta SkyMiles Gold Business Card
American Express
More Info
Southwest Premier card art
Southwest Rapid Rewards
Southwest Premier
Chase
More Info
Annual Fee
$150/yr
$149/yr
Foreign Fees
None
None
Signup Bonus
90,000 points
Spend $4,000 in 6 months
85,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • Delta Purchases 3x
  • Advertising 2x
  • Restaurants 2x
  • Southwest Purchases 3x
  • Grocery Stores and Restaurants 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
None
Spend Milestones
No milestones
  • 1,500 Tier Qualifying Points toward A-List status
    After $5,000 spend
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Delta SkyMiles Gold Business Card vs Southwest Premier

Is the Delta SkyMiles Gold Business Card or Southwest Premier better for dining?

Delta SkyMiles Gold Business Card earns 2x on dining; Southwest Premier earns 2x on dining. Delta SkyMiles Gold Business Card wins for dining.

Which has the higher signup bonus in 2026?

Delta SkyMiles Gold Business Card currently offers 90,000 pts signup bonus (spend $4,000 in 6 months). Southwest Premier offers 85,000 pts signup bonus (spend $3,000 in 3 months). Southwest Premier has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Delta SkyMiles Gold Business Card and the Southwest Premier?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Delta SkyMiles Gold Business Card is from American Express and Southwest Premier is from Chase, so they're governed by separate bank policies.