The Delta SkyMiles Gold Business Card edges out the Southwest Plus for most cardholders — it wins on 2 of 4 comparison categories and offers 90,000 pts signup bonus earns more (up to 3x vs 2x). The Southwest Plus is the better choice if you want no or lower annual fee.
Delta SkyMiles Gold Business Card vs Southwest Plus
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Delta Purchases 3x
- Advertising 2x
- Restaurants 2x
- Southwest Purchases 2x
- Gas Stations and Grocery Stores 2x
- All Other Purchases 1x
Quick summary
A short version of the comparison with the main differences at a glance.
The Delta SkyMiles Gold Business Card edges out the Southwest Plus for most cardholders — it wins on 2 of 4 comparison categories and offers 90,000 pts signup bonus earns more (up to 3x vs 2x). The Southwest Plus is the better choice if you want no or lower annual fee. On raw upside, Delta SkyMiles Gold Business Card tops out at 3x versus 2x for Southwest Plus. Current signup bonus values are roughly $1080 for Delta SkyMiles Gold Business Card and $800 for Southwest Plus. Updated May 30, 2026. Source: https://cardcurator.ai/compare/delta-skymiles-gold-business-card-vs-southwest-plus
- Delta SkyMiles Gold Business Card wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Delta SkyMiles Gold Business Card reaches 3x; Southwest Plus reaches 2x.
- Annual fee: Delta SkyMiles Gold Business Card is $150/yr; Southwest Plus is $99/yr.
- Current public bonus values are approximately $1080 and $800.
Common Questions: Delta SkyMiles Gold Business Card vs Southwest Plus
Is the Delta SkyMiles Gold Business Card or Southwest Plus better for dining?
Delta SkyMiles Gold Business Card earns 2x on dining; Southwest Plus has no dining bonus.
Which has the higher signup bonus in 2026?
Delta SkyMiles Gold Business Card currently offers 90,000 pts signup bonus (spend $4,000 in 6 months). Southwest Plus offers 80,000 pts signup bonus (spend $1,000 in 3 months). Delta SkyMiles Gold Business Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Delta SkyMiles Gold Business Card and the Southwest Plus?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Delta SkyMiles Gold Business Card is from American Express and Southwest Plus is from Chase, so they're governed by separate bank policies.