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CardCurator — Rewards Intelligence
Card Comparison

Delta SkyMiles Gold Business Card vs Delta SkyMiles Reserve Business Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Delta SkyMiles Gold Business Card card art
Delta SkyMiles
Delta SkyMiles Gold Business Card
American Express
More Info
Delta SkyMiles Reserve Business Card card art
Delta SkyMiles
Delta SkyMiles Reserve Business Card
American Express
More Info
Annual Fee
$150/yr
$650/yr
Foreign Fees
None
None
Signup Bonus
90,000 points
Spend $4,000 in 6 months
125,000 points
Spend $15,000 in 6 months
Top Earn Rates
  • Delta Purchases 3x
  • Advertising 2x
  • Restaurants 2x
  • Delta Purchases 3x
  • Transit/Rideshares 1.5x
  • U.S. Shipping Providers 1.5x
Reward Type
miles
miles
Key Credits
None
  • Statement Credit $10
  • Statement Credit $20
Card Perks
None listed
  • Delta Sky Club Access
  • First Checked Bag Free
  • Priority Boarding
  • +2 more
Spend Milestones
No milestones
  • Unlimited Delta Sky Club Access
    After $75,000 spend
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Delta SkyMiles Gold Business Card vs Delta SkyMiles Reserve Business Card

Is the Delta SkyMiles Gold Business Card or Delta SkyMiles Reserve Business Card better for dining?

Delta SkyMiles Gold Business Card earns 2x on dining; Delta SkyMiles Reserve Business Card has no dining bonus.

Which has the higher signup bonus in 2026?

Delta SkyMiles Gold Business Card currently offers 90,000 pts signup bonus (spend $4,000 in 6 months). Delta SkyMiles Reserve Business Card offers 125,000 pts signup bonus (spend $15,000 in 6 months). Delta SkyMiles Reserve Business Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Delta SkyMiles Gold Business Card and the Delta SkyMiles Reserve Business Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.