The Marriott Bonvoy Bold edges out the Citi Thank You for most cardholders — it wins on 2 of 4 comparison categories and offers 60,000 pts signup bonus earns more (up to 14x vs 5x). The Citi Thank You is the better choice if you prioritize a different rewards ecosystem.
Citi Thank You vs Marriott Bonvoy Bold
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Gas Stations 5x
- All Other Purchases 1x
- hotels participating in Marriott Bonvoy 14x
- Grocery, streaming and internet, cable, and phone service purchases, rideshare & select food delivery 2x
- All Other Purchases 1x
- Marriot Silver Status
- AAdvantage
- AAdvantage
- Accor Live Limitless
- Accor Live Limitless
- Avianca LifeMiles
- +33 more
- United MileagePlus
Quick summary
A short version of the comparison with the main differences at a glance.
The Marriott Bonvoy Bold edges out the Citi Thank You for most cardholders — it wins on 2 of 4 comparison categories and offers 60,000 pts signup bonus earns more (up to 14x vs 5x). The Citi Thank You is the better choice if you prioritize a different rewards ecosystem. On raw upside, Marriott Bonvoy Bold tops out at 14x versus 5x for Citi Thank You. Current signup bonus values are roughly $0 for Citi Thank You and $270 for Marriott Bonvoy Bold. Updated May 30, 2026. Source: https://cardcurator.ai/compare/citi-thank-you-vs-marriott-bonvoy-bold
- Marriott Bonvoy Bold wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Marriott Bonvoy Bold reaches 14x; Citi Thank You reaches 5x.
- Annual fee: Marriott Bonvoy Bold is no annual fee; Citi Thank You is no annual fee.
- Current public bonus values are approximately $0 and $270.
Common Questions: Citi Thank You vs Marriott Bonvoy Bold
Is the Citi Thank You or Marriott Bonvoy Bold better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Citi Thank You currently offers no current bonus. Marriott Bonvoy Bold offers 60,000 pts signup bonus (spend $2,000 in 3 months). Marriott Bonvoy Bold has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Citi Thank You and the Marriott Bonvoy Bold?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Citi Thank You is from Citi and Marriott Bonvoy Bold is from Chase, so they're governed by separate bank policies.