The Citi Double Cash edges out the LATAM Airlines World Elite Mastercard for most cardholders — it wins on 2 of 4 comparison categories and offers $2 signup bonus earns more (up to 5x vs 4x). The LATAM Airlines World Elite Mastercard is the better choice if you prioritize a different rewards ecosystem.
Citi Double Cash vs LATAM Airlines World Elite Mastercard
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Citi Travel 5x
- All Other Purchases 2x
- LATAM Airlines 4x
- Restaurants, Rideshare, taxis, & public transit 3x
- All Other Purchases 1x
- LATAM Airlines-operated VIP Lounges (~$100/yr)
- Cabin Upgrade (~$50/yr)
- AAdvantage
- AAdvantage
- Accor Live Limitless
- Accor Live Limitless
- Avianca LifeMiles
- +33 more
Quick summary
A short version of the comparison with the main differences at a glance.
The Citi Double Cash edges out the LATAM Airlines World Elite Mastercard for most cardholders — it wins on 2 of 4 comparison categories and offers $2 signup bonus earns more (up to 5x vs 4x). The LATAM Airlines World Elite Mastercard is the better choice if you prioritize a different rewards ecosystem. On raw upside, Citi Double Cash tops out at 5x versus 4x for LATAM Airlines World Elite Mastercard. Current signup bonus values are roughly $2 for Citi Double Cash and $585 for LATAM Airlines World Elite Mastercard. Updated May 30, 2026. Source: https://cardcurator.ai/compare/citi-double-cash-vs-latam-airlines-world-elite-mastercard
- Citi Double Cash wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Citi Double Cash reaches 5x; LATAM Airlines World Elite Mastercard reaches 4x.
- Annual fee: Citi Double Cash is no annual fee; LATAM Airlines World Elite Mastercard is $99/yr.
- Current public bonus values are approximately $2 and $585.
Common Questions: Citi Double Cash vs LATAM Airlines World Elite Mastercard
Is the Citi Double Cash or LATAM Airlines World Elite Mastercard better for dining?
Citi Double Cash has no dining bonus; LATAM Airlines World Elite Mastercard earns 3x on dining.
Which has the higher signup bonus in 2026?
Citi Double Cash currently offers $2 signup bonus (spend $1,500 in 6 months). LATAM Airlines World Elite Mastercard offers 45,000 pts signup bonus (spend $2,500 in 3 months). LATAM Airlines World Elite Mastercard has the larger bonus.
Which card is better for international travel?
LATAM Airlines World Elite Mastercard charges no foreign transaction fees — the better pick for international use. Citi Double Cash charges 3% on foreign purchases.
Can I hold both the Citi Double Cash and the LATAM Airlines World Elite Mastercard?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Citi Double Cash is from Citi and LATAM Airlines World Elite Mastercard is from Cardless, so they're governed by separate bank policies.