The Citi Custom Cash edges out the My Best Buy Credit Card for most cardholders — it wins on 1 of 4 comparison categories and offers $2 signup bonus. The My Best Buy Credit Card is the better choice if you prioritize a different rewards ecosystem.
Citi Custom Cash vs My Best Buy Credit Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Top Eligible Category 5x
- All Other Purchases 1x
- Best Buy 5x
- All Other Purchases 0.5x
- AAdvantage
- AAdvantage
- Accor Live Limitless
- Accor Live Limitless
- Avianca LifeMiles
- +33 more
Common Questions: Citi Custom Cash vs My Best Buy Credit Card
Is the Citi Custom Cash or My Best Buy Credit Card better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Citi Custom Cash currently offers $2 signup bonus (spend $1,500 in 6 months). My Best Buy Credit Card offers no current bonus. Citi Custom Cash has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Citi Custom Cash and the My Best Buy Credit Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Citi, so check their specific application rules.