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CardCurator — Rewards Intelligence
Card Comparison

Chase Sapphire Reserve vs U.S. Bank Business Altitude Connect

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Sapphire Reserve card art
Chase Ultimate Rewards
Chase Sapphire Reserve
Chase
More Info
U.S. Bank Business Altitude Connect card art
U.S. Bank FlexPerks
U.S. Bank Business Altitude Connect
U.S. Bank
More Info
Annual Fee
$795/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
200,000 points
Spend $30,000 in 6 months
60,000 points
Spend $6,000 in 6 months
Top Earn Rates
  • Chase Travel 8x
  • Lyft 5x
  • Flights (Direct) 4x
  • Hotels 5x
  • Car Rentals 5x
  • Travel 4x
Reward Type
miles
miles
Key Credits
  • Annual Travel Credit $300
  • The Edit Hotel Credit $250
  • Ride Share $25
Card Perks
  • Priority Pass Select
  • Chase Sapphire Lounge by The Club
  • DashPass
  • +3 more
  • Priority Pass (~$200/yr)
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
No transfer partners
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Common Questions: Chase Sapphire Reserve vs U.S. Bank Business Altitude Connect

Is the Chase Sapphire Reserve or U.S. Bank Business Altitude Connect better for dining?

Chase Sapphire Reserve earns 3x on dining; U.S. Bank Business Altitude Connect earns 2x on dining. Chase Sapphire Reserve wins for dining.

Which has the higher signup bonus in 2026?

Chase Sapphire Reserve currently offers 200,000 pts signup bonus (spend $30,000 in 6 months). U.S. Bank Business Altitude Connect offers 60,000 pts signup bonus (spend $6,000 in 6 months). Chase Sapphire Reserve has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Sapphire Reserve and the U.S. Bank Business Altitude Connect?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Reserve is from Chase and U.S. Bank Business Altitude Connect is from U.S. Bank, so they're governed by separate bank policies.