Card Comparison
Chase Sapphire Reserve vs My Best Buy Visa Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$795/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
200,000 points
Spend $30,000 in 6 months
See issuer
Top Earn Rates
- Chase Travel 8x
- Lyft 5x
- Flights (Direct) 4x
- Best Buy 5x
- Gas 3x
- dining, takeout, grocery 2x
Reward Type
miles
miles
Key Credits
- Annual Travel Credit $300
- The Edit Hotel Credit $250
None
Card Perks
- Priority Pass Select
- Chase Sapphire Lounge by The Club
- DashPass
- +3 more
None listed
Transfer Partners
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
No transfer partners
Common Questions: Chase Sapphire Reserve vs My Best Buy Visa Card
Is the Chase Sapphire Reserve or My Best Buy Visa Card better for dining?
Chase Sapphire Reserve earns 3x on dining; My Best Buy Visa Card earns 2x on dining. Chase Sapphire Reserve wins for dining.
Which has the higher signup bonus in 2026?
Chase Sapphire Reserve currently offers 200,000 pts signup bonus (spend $30,000 in 6 months). My Best Buy Visa Card offers no current bonus. Chase Sapphire Reserve has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Sapphire Reserve and the My Best Buy Visa Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Reserve is from Chase and My Best Buy Visa Card is from Citi, so they're governed by separate bank policies.