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CardCurator — Rewards Intelligence
Card Comparison

Chase Sapphire Reserve vs Hilton Honors Business Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Sapphire Reserve card art
Chase Ultimate Rewards
Chase Sapphire Reserve
Chase
More Info
Hilton Honors Business Card card art
Hilton Honors
Hilton Honors Business Card
American Express
More Info
Annual Fee
$795/yr
$195/yr
Foreign Fees
None
None
Signup Bonus
150,000 points
Spend $6,000 in 3 months
175,000 points
Spend $8,000 in 6 months
Top Earn Rates
  • Chase Travel 8x
  • Lyft 5x
  • Flights (Direct) 4x
  • hotels and resorts within the Hilton portfolio 12x
  • Eligible Purchases on the first $100K in eligible purchases per calendar year 5x
  • All Other Purchases 3x
Reward Type
miles
miles
Key Credits
  • Annual Travel Credit $300
  • The Edit Hotel Credit $250
  • Hilton Credit $60
Card Perks
  • Priority Pass Select
  • Chase Sapphire Lounge by The Club
  • DashPass
  • +3 more
  • Hilton Honors Gold Status
  • National Car Rental® Emerald Club Executive® Status
Spend Milestones
No milestones
  • Hilton Honors Diamond Status
    After $40,000 spend
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
No transfer partners
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Common Questions: Chase Sapphire Reserve vs Hilton Honors Business Card

Is the Chase Sapphire Reserve or Hilton Honors Business Card better for dining?

Chase Sapphire Reserve earns 3x on dining; Hilton Honors Business Card has no dining bonus.

Which has the higher signup bonus in 2026?

Chase Sapphire Reserve currently offers 150,000 pts signup bonus (spend $6,000 in 3 months). Hilton Honors Business Card offers 175,000 pts signup bonus (spend $8,000 in 6 months). Chase Sapphire Reserve has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Sapphire Reserve and the Hilton Honors Business Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Reserve is from Chase and Hilton Honors Business Card is from American Express, so they're governed by separate bank policies.