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Quick Answer

The Chase Sapphire Reserve edges out the Chase Slate Credit Card for most cardholders — it wins on 3 of 4 comparison categories and offers 150,000 pts signup bonus earns more (up to 8x vs 1x). The Chase Slate Credit Card is the better choice if you want no or lower annual fee.

Card Comparison

Chase Sapphire Reserve vs Chase Slate Credit Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Sapphire Reserve card art
Chase Ultimate Rewards
Chase Sapphire Reserve
Chase
More Info
Chase Slate Credit Card card art
Chase Ultimate Rewards
Chase Slate Credit Card
Chase
More Info

Comparison Method

CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.

Annual Fee
$795/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
150,000 points
Spend $6,000 in 3 months
was 125k pts
None
Top Earn Rates
  • Chase Travel 8x
  • Lyft 5x
  • Flights (Direct) 4x
1x base rate
Reward Type
miles
cashback
Pts Value
~1.50¢/pt points · industry est.
~1.50¢/pt points · industry est.
Key Credits
  • Annual Travel Credit $300
  • The Edit Hotel Credit $250
None
Card Perks
  • Priority Pass Select
  • Chase Sapphire Lounge by The Club
  • DashPass
  • +3 more
  • Zero Liability Protection
  • Purchase Protection (~$20/yr)
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more

Quick summary

A short version of the comparison with the main differences at a glance.

The Chase Sapphire Reserve edges out the Chase Slate Credit Card for most cardholders — it wins on 3 of 4 comparison categories and offers 150,000 pts signup bonus earns more (up to 8x vs 1x). The Chase Slate Credit Card is the better choice if you want no or lower annual fee. On raw upside, Chase Sapphire Reserve tops out at 8x versus 1x for Chase Slate Credit Card. Current signup bonus values are roughly $1500 for Chase Sapphire Reserve and $0 for Chase Slate Credit Card. Updated May 28, 2026. Source: https://cardcurator.ai/compare/chase-sapphire-reserve-vs-chase-slate-credit-card

View source data
Winner
Chase Sapphire Reserve
3/4 categories · up to 8x
Runner-up
Chase Slate Credit Card
1/4 categories · up to 1x
  • Chase Sapphire Reserve wins 3 of 4 comparison categories in CardCurator's quick verdict model.
  • Top earn rate: Chase Sapphire Reserve reaches 8x; Chase Slate Credit Card reaches 1x.
  • Annual fee: Chase Sapphire Reserve is $795/yr; Chase Slate Credit Card is no annual fee.
  • Current public bonus values are approximately $1500 and $0.

Common Questions: Chase Sapphire Reserve vs Chase Slate Credit Card

Is the Chase Sapphire Reserve or Chase Slate Credit Card better for dining?

Chase Sapphire Reserve earns 3x on dining; Chase Slate Credit Card has no dining bonus.

Which has the higher signup bonus in 2026?

Chase Sapphire Reserve currently offers 150,000 pts signup bonus (spend $6,000 in 3 months). Chase Slate Credit Card offers no current bonus. Chase Sapphire Reserve has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Sapphire Reserve and the Chase Slate Credit Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.