Skip to main content
CardCurator — Rewards Intelligence
Card Comparison

Chase Sapphire Reserve Business vs U.S. Bank Business Altitude Connect

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Sapphire Reserve Business card art
Chase Ultimate Rewards
Chase Sapphire Reserve Business
Chase
More Info
U.S. Bank Business Altitude Connect card art
U.S. Bank FlexPerks
U.S. Bank Business Altitude Connect
U.S. Bank
More Info
Annual Fee
$795/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
200,000 points
Spend $30,000 in 6 months
60,000 points
Spend $6,000 in 6 months
Top Earn Rates
  • Chase Travel (including The Edit) 8x
  • Lyft rides 5x
  • flights & hotels booked direct 4x
  • Hotels 5x
  • Car Rentals 5x
  • Travel 4x
Reward Type
miles
miles
Key Credits
  • Annual Travel Credit $300
  • Stays with the Edit $250
  • Priority Pass Select Membership $429
  • +1 more
  • Ride Share $25
Card Perks
  • Chase Sapphire Lounge (~$200/yr)
  • Priority Pass (~$200/yr)
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
No transfer partners
Open full comparison tool Compare more cards

Common Questions: Chase Sapphire Reserve Business vs U.S. Bank Business Altitude Connect

Is the Chase Sapphire Reserve Business or U.S. Bank Business Altitude Connect better for dining?

Chase Sapphire Reserve Business has no dining bonus; U.S. Bank Business Altitude Connect earns 2x on dining.

Which has the higher signup bonus in 2026?

Chase Sapphire Reserve Business currently offers 200,000 pts signup bonus (spend $30,000 in 6 months). U.S. Bank Business Altitude Connect offers 60,000 pts signup bonus (spend $6,000 in 6 months). Chase Sapphire Reserve Business has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Sapphire Reserve Business and the U.S. Bank Business Altitude Connect?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Reserve Business is from Chase and U.S. Bank Business Altitude Connect is from U.S. Bank, so they're governed by separate bank policies.