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Quick Answer

The Chase Sapphire Reserve Business edges out the Turkish Airlines Miles&Smiles Premier Visa Signature for most cardholders — it wins on 3 of 4 comparison categories and offers 200,000 pts signup bonus earns more (up to 8x vs 3x). The Turkish Airlines Miles&Smiles Premier Visa Signature is the better choice if you want no or lower annual fee.

Card Comparison

Chase Sapphire Reserve Business vs Turkish Airlines Miles&Smiles Premier Visa Signature

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Sapphire Reserve Business card art
Chase Ultimate Rewards
Chase Sapphire Reserve Business
Chase
More Info
Turkish Airlines Miles&Smiles Premier Visa Signature card art
Turkish Miles&Smiles
Turkish Airlines Miles&Smiles Premier Visa Signature
Imprint
More Info

Comparison Method

CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.

Annual Fee
$795/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
200,000 points
Spend $30,000 in 3 months
was 200k pts
See issuer
Top Earn Rates
  • Chase Travel (including The Edit) 8x
  • Lyft rides 5x
  • flights & hotels booked direct 4x
  • Turkish Airlines 3x
  • dining, grocery, entertainment, & lodging purchases 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Pts Value
~1.50¢/pt points · industry est.
~1.80¢/pt miles · industry est.
Key Credits
  • Annual Travel Credit $300
  • Stays with the Edit $250
  • Priority Pass Select Membership $429
  • +1 more
None
Card Perks
  • Chase Sapphire Lounge (~$200/yr)
  • Exclusive Turkish Airlines Lounge Access (~$100/yr)
  • Priority Check-In & Boarding
Spend Milestones
No milestones
  • 125 Status Miles
    After $500 spend
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
No transfer partners

Quick summary

A short version of the comparison with the main differences at a glance.

The Chase Sapphire Reserve Business edges out the Turkish Airlines Miles&Smiles Premier Visa Signature for most cardholders — it wins on 3 of 4 comparison categories and offers 200,000 pts signup bonus earns more (up to 8x vs 3x). The Turkish Airlines Miles&Smiles Premier Visa Signature is the better choice if you want no or lower annual fee. On raw upside, Chase Sapphire Reserve Business tops out at 8x versus 3x for Turkish Airlines Miles&Smiles Premier Visa Signature. Current signup bonus values are roughly $2000 for Chase Sapphire Reserve Business and $5 for Turkish Airlines Miles&Smiles Premier Visa Signature. Updated May 29, 2026. Source: https://cardcurator.ai/compare/chase-sapphire-reserve-business-vs-turkish-airlines-miles-smiles-premier-visa-signature

View source data
Winner
Chase Sapphire Reserve Business
3/4 categories · up to 8x
Runner-up
Turkish Airlines Miles&Smiles Premier Visa Signature
1/4 categories · up to 3x
  • Chase Sapphire Reserve Business wins 3 of 4 comparison categories in CardCurator's quick verdict model.
  • Top earn rate: Chase Sapphire Reserve Business reaches 8x; Turkish Airlines Miles&Smiles Premier Visa Signature reaches 3x.
  • Annual fee: Chase Sapphire Reserve Business is $795/yr; Turkish Airlines Miles&Smiles Premier Visa Signature is $99/yr.
  • Current public bonus values are approximately $2000 and $5.

Common Questions: Chase Sapphire Reserve Business vs Turkish Airlines Miles&Smiles Premier Visa Signature

Is the Chase Sapphire Reserve Business or Turkish Airlines Miles&Smiles Premier Visa Signature better for dining?

Chase Sapphire Reserve Business has no dining bonus; Turkish Airlines Miles&Smiles Premier Visa Signature earns 2x on dining.

Which has the higher signup bonus in 2026?

Chase Sapphire Reserve Business currently offers 200,000 pts signup bonus (spend $30,000 in 3 months). Turkish Airlines Miles&Smiles Premier Visa Signature offers $5 signup bonus. Chase Sapphire Reserve Business has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Sapphire Reserve Business and the Turkish Airlines Miles&Smiles Premier Visa Signature?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Reserve Business is from Chase and Turkish Airlines Miles&Smiles Premier Visa Signature is from Imprint, so they're governed by separate bank policies.